NCUA Insured
Member-Owned
3 charter
Established in 1938
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Rockford, IL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
3 charter
Established in 1938
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Rockford and serves members in the IL area. Currently serving 21,868 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.50%Used Auto Loan
7.00%Personal Loan
10.90%Credit Card APR
8.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).
Danville, IL
Chicago, IL
Chicago, IL
Bannockburn, IL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
193 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCesar Flores
3 months ago
Working with Gianna Apel throughout my home buying process was an absolutely wonderful experience. From start to finish, she was incredibly kind, professional, and genuinely committed to helping me every step of the way. Buying a home can feel overwhelming, but Gianna really made the entire process much smoother by taking the time to explain everything clearly and answering all of my questions quickly whenever they came up. Her communication was excellent, and I always felt supported and well-informed. One thing I especially appreciated was how hard she worked to help me secure a great interest rate. It just goes to show how dedicated she is to looking out for her clients and making sure they get the best possible outcome. I’m truly grateful for all of Gianna’s help and guidance during such an important milestone in my life. If you’re looking for a knowledgeable, responsive, and genuinely caring mortgage lender, I highly recommend working with Gianna.
Bill Deuerling
5 months ago
I have been a member of MACU for over 30 years. I use the app for all my banking needs. I applied online, through the app, for a car loan. The application was easy to fill out and it was process quickly. After a short call and getting the dealer to email the bill of sale, I got the check and picked up my new truck. The loan officer worked hard to get me a great rate as well. This was a a wonderful experience from Members Alliance it made me feel like a member rather than a customer. Keep up the amazing work. Bill D
Andrea Fernandez
6 months ago
I had an amazing experience working with Heather K. while seeking financial guidance. She was incredibly patient, genuinely funny, and clearly very knowledgeable. Heather made what could have been an overwhelming process feel comfortable and easy to understand. I left feeling more confident and informed about my financial future. I highly recommend Heather to anyone looking for a caring and skilled financial counselor, she truly goes above and beyond!
M F
8 months ago
Members Alliance Credit Union, specifically Gianna Appel in the mortgage loan department, did an amazing job of getting the best possible loan rate for the purchase of our home. She was there for us through every step of the process and made a difficult process relatively easy. We highly recommend Members Alliance Credit Union for any of your loans.
Wyatt Sormunen
8 months ago
Fantastic and Helpful experience getting an Auto loan through Members Alliance. No early payoff penalties, nothing sinister in the loan contract. They keep it upfront and simple to pay on/manage. Patricia, the loan officer specifically, was a fantastic resource that got me an approval for my loan. Very very thankful!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(815) 226-2260Website
Visit WebsiteMembers
21,868
Total Assets
$290.1M
Year Opened
1938
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile