Select Employees

P.O. Box 636, Sterling, IL 61081

NCUA Insured4.2 (11 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Sterling, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 636

Sterling, IL 61081

Google Maps 🗺Waze

(815) 626-8181

Service Area

This credit union is located in Sterling and serves members in the IL area. Currently serving 5,805 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.72%

Used Auto Loan

3.88%

Personal Loan

9.41%

Credit Card APR

8.20%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shelly Rivera

7 months ago

Super easy to do business with. Erin helped me put with my new car loan. And she made it a breeze! She will be my go to person from now on!

David

a year ago

Not only was I on hold forever, but they were also the only lender out of several that I called that offer a max 72 months on an RV loan. The majority of lenders well at least go 10 years on an RV. An RV is not the same as a traditional auto loan. You should offer more than 72 months on something that has the potential to cost $150,000.

Mary Lauver

6 years ago

There are some very good employees at this institution, however, I would not recommend anyone to take a loan through them. There is a lack of organization and professionalism. The following is a list of issues with this CU: they lost two checks, never successfully sent coupons for loan, incapable of communication with insurance companies or putting insurance on file without immense amounts of babysitting, unable to electronically put liens on and take liens off titles, unable to work with out of state customers, lack of communication within the institution for accounting of an account, lack of communication with customer, and charging customers fees and interest as a result of Select Employees CU’s mistakes. I am highly disappointed with this institution and would not recommend taking a loan out here. I have not had any issues with credit card or savings account at this institution.