Streator Onized

912 N Shabbona St, Streator, IL 61364

NCUA Insured4.4 (198 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Streator, IL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

912 N Shabbona St

Streator, IL 61364

Google Maps 🗺Waze

(815) 673-1589

Service Area

This credit union is located in Streator and serves members in the IL area. Currently serving 37,546 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.03%

Used Auto Loan

8.04%

Personal Loan

15.61%

Credit Card APR

11.77%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IL

Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).

Tee-Pak— New Auto Loan

Danville, IL

2.49%

National Police— Used Auto Loan

Chicago, IL

2.99%

Israel Methcomm— Personal Loan

Chicago, IL

2.00%

Great Lakes— Credit Card APR

Bannockburn, IL

2.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.4

198 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Andy Waters

3 months ago

The car dealership set me up with SOCU for an auto loan. SOCU charges $10 per payment unless you have an account with them, but you can pay in person if you live nearby. I live 68 miles from the closest branch and they refuse to help me set up an account online. They really want that $10.

Ali Klitzing

5 months ago

I've been banking with SOCU for approximately 15 years now and have never had any issue that wasn't immediately corrected with amazing customer service! I couldn't think of a better financial institution to work with. Thanks for always taking care of me and my family!

Ashleigh Nicole

7 months ago

I’ve had SOCU for as long as I can remember, never have I EVER experienced horrible customer service until my spouse got a new truck and his loan handler had been treating him horribly. Told them not to take another payment since we traded in his car for a truck (old car loan was paid in full) she pulled it anyway. Loan lady was told by three people at the dealership not to pull it, then tells her boss it was never discussed…been fighting with these people for a week now because Nicole and Sherry are clearly not there for their clients and complying with agreements that are documented. I also bank through another bank so I’m considering closing out my SOCU account after how I’ve seen them treat my spouse. Not worth the headache. Been a customer for over 15+ years. Crazy service. 3 people saying the same thing just to be called a liar? We’re good. Keep your ego. A call to the branch manager is in play.

Kathleen Earle

7 months ago

Nicole was wonderful and went beyond the call of duty! There were issues with Docusign. She handled a potentially frustrating situation with professionalism, patience and good humor. She’s a keeper! We look forward to working with her in the future.

Michael Krugman

5 months ago

Working with Nicolette in your loan department was amazing. Fantastic communication and service. I couldn’t have asked for a better experience, thank you!