NCUA Insured
Member-Owned
2 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Wood River, IL may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Wood River and serves members in the IL area. Currently serving 17,590 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.79%Used Auto Loan
7.24%Personal Loan
10.90%Credit Card APR
8.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IL (NCUA Q4 2025).
Danville, IL
Chicago, IL
Chicago, IL
Bannockburn, IL
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.4
91 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJordan
8 months ago
I am working on a loan with Missy at the woodriver location. Missy and Haley the branch manager have went above and beyond to help me and I just wanted to thank them for everything. Sometimes life throws curve balls and its nice to know they are there to help and are very friendly about everything.
Mary Middleton
6 years ago
They seem real nice. They are a stickler for following the laws, which is good. The lady who helped me to close out my love ones account after their passing was extremely helpful. There was never an issue with working with them. I would recommend this place.
Susan Thompson
a year ago
I was unable to access the new app and called in for assistance. I ended up stuck in a weird hold loop and waited a very long time. I reached out via FB messenger and was called back immediately by the COO. He was apologetic, kind and helpful. That was already above and beyond. But today I received flowers with a card! You don't find banks that care about their members like this. We have always had a great experience with our account, vehicle loans, etc but the customer service is amazing!
B Main
11 months ago
I love the convenience of the CU, but it seems lately staff is new every week. I understand new hires, but I never see the old staff anywhere. I hope it is a good place to work. It makes me question if staff can not stay. Maybe I should start looking for another CU.
Craig Allen
a year ago
Use to be a really good bank. But now it seems not so much, they've been down for so called system updates for 2 weeks now banking apps don't reflect what you have in your accounts constantly having to configure things just to pay bills with their online app. And when I go to the bank there are no more operating hours they're closed further system updates. Think they might need to hire a better IT guy and branch manager
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(618) 254-0605Website
Visit WebsiteMembers
17,590
Total Assets
$214.1M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile