Centra

1430 N NATIONAL RD, PO BOX 789, Columbus, IN 47202

NCUA Insured3.6 (79 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Columbus, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1940

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1430 N NATIONAL RD, PO BOX 789

Columbus, IN 47202

Google Maps 🗺Waze

(812) 376-9771

Service Area

This credit union is located in Columbus and serves members in the IN area. Currently serving 151,589 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.69%

Used Auto Loan

5.94%

Personal Loan

18.00%

Credit Card APR

12.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(29 total)

Member Reviews

3.6

79 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Russell Annis Jr

7 months ago

Nichole did a great job of being courteous and effective in helping me open an account for my son. I look forward to working with their staff to enhance checking savings experience!!

Chelsey Parker

8 months ago

Emily Millsap, a relationship consultant here at Centra helped me get approved for a loan! She was super sweet and very informative and I appreciate her help! Definitely recommend her if you need a loan!

Marylynne Sharp

9 months ago

Genesis, in centra on national road Columbus, is always very polite and kind and always greets me using my first name. I enjoy when I get to be in her line. She’s the best!

Julia Wilson

9 months ago

Kay and Nicole were most helpful helping us with our HELOC process. Their kindness and knowledge was a great change from other branches. Ask for them if you need any help!