Central Soya

1200 N 2nd Street, Decatur, IN 46733

NCUA Insured4.5 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1200 N 2nd Street

Decatur, IN 46733

Google Maps 🗺Waze

(260) 724-1338

Service Area

This credit union is located in Decatur and serves members in the IN area. Currently serving 1,754 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

6.25%

Personal Loan

13.00%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.5

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Robin Johnson

7 years ago

This company is basically a half a block long ,box van loading is the first building on the corner left hand side , make sure you arrive at least 15minutes early bc if you are late they will jack you around even though this is a busy place ,they will play games especially the lil phat Caucasian women that checks the divers in and that dose all the grunt work , she has a mouth on her , DRIVER BEWARE No over night parking allowed ,must have correct company along with destination of the load , while loading you have to wate in the lounge area till done. My on time arrival 11/2 loading from check in to check out

Tom Beasley

4 years ago

I (Jill) have been apart of this credit union since I was 18. They bend over backwards to help if possible. The people who work here is like family to me. They are fabulous. Join if you can.