NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Fort Wayne and serves members in the IN area. Currently serving 137,864 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
7.49%Personal Loan
16.00%Credit Card APR
18.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
137 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsGwen Bunn
4 months ago
Everyone I’ve dealt with during this difficult period has been so very helpful and understanding .They have went above and beyond with anything I’ve had to take care of. If I could give them 10 stars…I would do 10++++ They are amazing. Thank you 3 Rivers Credit Union ! Gwendolyn Bunn
LORINE COATS
5 months ago
Working with Delaney S at 3 Rivers Federal Credit Union has truly been an amazing experience over the years. Buying cars can feel stressful, but Delaney and the team have always made it feel easy, personal, and genuinely caring. It never feels like a transaction — it feels like family. What I appreciate most is how Delaney takes the time to check in about life, we talk about her kids, and what’s going in life things beyond just the paperwork. That level of care and consistency is rare these days. Over the years, as life has changed and my family has grown and shrunk, Delaney & Steve has been right there, making sure I’m supported and taken care of every step of the way. If you’re looking for a credit union that values relationships, not just numbers, 3 Rivers Federal Credit Union — and especially Delaney S — is the place to go. I wouldn’t trust my car buying experience with anyone else.
Amanda Lovell
7 months ago
We have been members for a long time and stopped in to open a savings account for our youngest. The person we spoke to turned us away because "everything stops at 1 p.m." and it would have taken them a little past then to get the account set up. We currently live out of state and don't have the luxury of coming back another day and I wanted to work with someone in person instead of doing it online. We have had other branches work with us even if it takes past closing so this poor customer service was incredibly disappointing.
Marc Dunfee
8 months ago
As a new customer my experience went very well. Mary helped with opening checking and savings accounts, she made sure I was acquainted with the bank by phone app. Brandon worked diligently on my loan from start to finish, any questions I had he took care of. Overall my experience was very pleasant, should any friends or family need a banking institution 3Rivers is who I'll recommend.
Gina McDonald
5 months ago
Niah and Carrie and Grant and so many others care to support my financial successes in meaningful ways! Finally a team of professionals who want what I want too! Whether buying your home, reinvesting in your own business, or planning for tomorrow 3Rivers has someone for you!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(260) 490-8328Website
Visit WebsiteMembers
137,864
Total Assets
$2.7B
Year Opened
1935
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile