NCUA Insured
Member-Owned
1 charter
Established in 1976
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1976
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Indianapolis and serves members in the IN area. Currently serving 98,725 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.02%Used Auto Loan
7.23%Personal Loan
10.75%Credit Card APR
11.06%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
236 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Mapsike mitchell
2 months ago
I was with Eli Lilly credit union before Elements. So I have been with this credit union since I was 23 yrs old and am 75 now. I was skeptical when it switched and went to Elements and was going to switch to a bank or another credit union. I am glad I waited because I found out how helpful and knowledgeable everyone was. It was just as good as Eli Lilly credit union. Haven't used a bank in all that time. Any question or help I needed is just a phone call away and I am always impressed that I get an answer and if I don't they will follow up with a call back after they know something. It is hard to find now days.... customer service this good but Elements has it.... so keep up the good work Elements.
J T
7 months ago
I just signed up with Elements for the Debt Consolidation program and received my new credit card within the last week. I had some problems. I put the wrong information into paying down on some credit cards. Granted I live in New Jersey, the Elements had your local office reach out to me, and they assigned a wonderful lady. Her name is Robin Morrison, she not only helped me cancel the two transactions but was able to help me resend them out appropriately over the phone, and cleared up my problem immediately. You got a great team there at Elements. I also have my car known with you all. Kudos to a great team, and please give Robin a raise!
Ethan Howard
7 months ago
We had a great experience with Elements Financial when getting our mortgage for our new home! Karla and her team were very responsive, patient, and answered any questions that my wife and I had. They also worked with us to get the best rate for our new house. I would highly recommend working with them!
Debra Jones
8 months ago
Great institution to do your business with! Elements Financial is a family friendly company. This business will work with you on your new vehicle or used vehicle. Thanks for making this possible for me to be able to have a very low interest and not overpay. If you’re looking to buy please contact customer service and get the best loan for you….. DMiller
xinyuan liu
7 months ago
Justin was fantastic to work with! He was patient, professional, and guided me through every step of the mortgage process. With his support, my loan was approved smoothly. Highly recommend Justin and look forward to working with him again!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(317) 524-5076Website
Visit WebsiteMembers
98,725
Total Assets
$2.5B
Year Opened
1976
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile