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Harvester Financial

7020 Brookville Rd, Indianapolis, IN 46239
NCUA Insured3.6 (32 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7020 Brookville Rd

Indianapolis, IN 46239

Service Area

This credit union is located in Indianapolis and serves members in the IN area. Currently serving 8,318 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.77%

Used Auto Loan

6.14%

Personal Loan

10.15%

Credit Card APR

14.15%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.6

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Craig Hall

Craig Hall

3 months ago

Im going to upgrade my review. I applied for a home equity loan through what Harvester CU calls thier mortgage company, members first mortgage. After a terrible experiance with them I terminated the loan application, weeks later members first mortgage is attaching themselves to my State Farm Home owners policy as a 2nd mortgage. The sad part is not one person from Harvester CU has reached out to me even though this was supposedly through their credit union. I am currently seeking legal action against Harveter CU and members first mortgage.

Ginger Bomb

Ginger Bomb

5 years ago

Harvester Federal credit Union employees are the best!! I've been banking with them for 15+years, all the employees are still there, with the exception of the ones who have retired. I know everybody there by name, as I know me by my name, and I'm not just a customer, I'm a member! Harvester is the best credit union that I have dealt with, there's no other that can even compare to not just what Harvester Federal Credit Union Offers, but the going beyond of just doing a job! These ppl aren't just employees, they are like family, they genuinely do care, it's not just small talk, they know you by your first name, & always make you glad to bank with them, as people! I've been with those big named banks, to them, you're just another account! They aren't like big the big banks, that charge you for not having a minimum amount in your account, along with the many bs services charges & fees! Harvester has all your needs from checking, saving various savings funds whether it be Christmas or vacation, home loans, home refinancing, auto, & so many more other offers. I know HFCU has something for everyone's needs! ♥️

Brianna Jones

Brianna Jones

11 months ago

I’ve never had an issue with anybody there since I got my car loan through them in 2023 Up until today. I had gotten an email that I owed some money so I had called up to make that payment as well as an additional payment and Zoey was so unbelievably rude. I’ve worked taking phone calls and payments for a place and that is just not how you do it.

Philip Gold

Philip Gold

a year ago

The worst customer service ever! Went in a few weeks ago. Experienced racism with these people, I cannot think of the name Diane/Dana, sweetie my wife's English is much better than yours, saying you are unable to understand my wife because of her accent? You saw her last name and your demeanor changed towards her, no respect, your a racist individual. Only one that was pleasant was the first teller when walking in, might be a Hispanic woman, who would acknowledge anyone coming through the doors. They could learn a lot from that woman! One would provide me with wrong information and clueless on how to do her job when I called, another one red headed woman instead of doing her job is crying about her messed up marital status, they are very unprofessional, especially hearing all the negative things they would say about customers. Another thing phones ringin nonstop, but they are on their own personal phones doing who knows what, terrible. Work is work, keep personal out of it and do your damn job. I have never seen a credit union with so much fraud before. Never doing service with these people again.

Robert H

Robert H

2 years ago

Will lock your bank account and hold your money hostage if you have any issues do not use this place. Lost my job and got behind on my small loan so they locked my bank account fro allowing deposits but allowed charges to come thru and charged me $30 for insufficient funds fee. The lady on the phone was rude and sounded like she hates her life and all of the harvester customers. Please please never use this place and save yourself some frustration.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).