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Indiana Members

P.O. BOX 47769, Indianapolis, IN 46247
NCUA Insured4.5 (102 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 47769

Indianapolis, IN 46247

Service Area

This credit union is located in Indianapolis and serves members in the IN area. Currently serving 164,249 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.24%

Used Auto Loan

4.74%

Personal Loan

25.00%

Credit Card APR

13.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(33 total)

Member Reviews

4.5

102 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Yash Raj Singh

Yash Raj Singh

4 months ago

Had an excellent experience at IMCU when I went for an auto loan. The branch manager, Evan made the process extremely easy and I got the best rate possible. He answered all my questions patiently even as they were close to closing time. He explained everything I have to do and showed great attention to my application. Thoroughly excellent customer service. So happy to start my relationship with IMCU.

Stephanie

Stephanie

3 months ago

Incredible staff! Evan and Angelica were amazing to work with! So friendly and helpful, I’ve not had such a great customer service in a long time. They made the process so seamless and the communication was so easy and efficient.

Emily Araujo

Emily Araujo

6 months ago

I am unsure of how to even summarize the amazing experience I had with Evan at the Downtown Indy branch. When me and my husband were evaluating applying for a HELOC, we were unsure, scared, nervous, etc. I had A LOT of questions, and Evan spent (not even exaggerating) 4-6 hours of phone calls answering every single question and concern I had. I felt so good that it was the right financial option for me and my family. The process was quicker than expected and we closed within about 6 weeks of applying. Evan spent 2 HOURS with us answering every single question we had, making us feel comfortable, and never rushing us during the closing. He is organized, personable, punctual, knowledgeable, and truly an absolute gem. He even wrote a handwritten card to my husband for the loss of his father which happened during the HELOC process. That type of kindness is not common anymore, and this level of customer service is not common at larger national banks. I want to now use IMCU for all of my day to day banking needs because of this experience. I cannot recommend him/IMCU enough!

Josie Smith

Josie Smith

5 months ago

Our experience with IMCU has been FANTASTIC! We've had our accounts with them for a few years now, and we are extremely pleased with the courteous and professional service and assistance we have received from all associates. The branch manager, and all associates at every branch have been wonderful. 5 stars!!! Thank you!

John Hauber

John Hauber

5 months ago

IMCU is a member owned credit union where members get the benefits of a larger bank and the personal service of a smaller bank. Tynoa Harris is the best personal banker, and I appreciate her knowledge, her customer service, and her constant support.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).