Kemba Indianapolis

444 S Shortridge Rd, Indianapolis, IN 46219

NCUA Insured4.3 (67 reviews)3 charter

Verified Information

NCUA Insured

Member-Owned

3 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Indianapolis, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

3 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

444 S Shortridge Rd

Indianapolis, IN 46219

Google Maps 🗺Waze

(317) 351-5235

Service Area

This credit union is located in Indianapolis and serves members in the IN area. Currently serving 5,008 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.09%

Used Auto Loan

5.59%

Personal Loan

9.20%

Credit Card APR

19.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.3

67 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Lauren Lane

5 months ago

I love Kemba Credit Union, I wouldn't bank with anyone else. Kristen helped me with my loan process and was quick, efficient, and professional. I highly recommend her or Elliott. I am always helped promptly with anything I need assistance with and refer everyone to bank with Kemba! Amazing customer service.

Shawna Furman

3 months ago

I’ve been with this bank since I was at least 15-16 yrs old . I’ve Never had a bad experience. The staff is always helpful and very informative! I will continue keeping my account. Alejandra is my fave! She never fails to provide excellent customer service!

Susan Hobbs

5 months ago

I've been a member of Kemba Credit Union in Indiana since 1993, and I'd never consider changing banks for my personal account. Over the years, Kemba has financed several cars, and recently helped with a bill consolidation loan to raise my credit score, pay off credit card debt, and enable me to get a mortgage, thanks to Alejandra. Just recently, Elliot helped me refinance a car loan from another lender and saved me a couple of years in payments and around $5,000 in interest. Highly recommend . . . they truly seem to care about their customers.

Nicholas R

6 months ago

Alejandra is amazing! My entire family has used Kemba for auto loans for the last 20 years. Alejandra always goes to bat for us and provides superior service. I’d give 10 stars if I could!

Johnathan Barrett

7 months ago

All of the staff is amazing! I’ve been banking with KEMBA for a while now, and I’m consistently impressed by how professional, friendly, and responsive their team is. Whether it’s handling everyday banking, getting quick answers about my accounts, or walking me through my loan options, they make the process smooth and stress free.