Financial Builders

2828 S Lafountain St, Kokomo, IN 46902

NCUA Insured3.3 (84 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Kokomo, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2828 S Lafountain St

Kokomo, IN 46902

Google Maps 🗺Waze

(765) 455-0500

Service Area

This credit union is located in Kokomo and serves members in the IN area. Currently serving 10,161 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.38%

Used Auto Loan

7.73%

Personal Loan

11.00%

Credit Card APR

8.81%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.3

84 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Mayne Spicer

6 months ago

Well let’s see for years this bank has stop my personal transaction claiming to stop fraud. I mean local usage, not even out of my own city. But this week someone from Minnesota got ahold of my debit card info and they allowed it to go through !!! WTH Finacial builders. And now they are telling me that it may take anywhere from a few days to months to get the transaction reversed if at all!! Poor customer service. Hate that I’ve had this account so long and now I’m gonna close it due to poor customer service!

Danny Burton

6 months ago

Years of bad service. If I call for assistance it’s ALWAYS leave a voice mail and we will call back. Today I asked to speak with someone to complain when they finally called back. She put me on hold and sent me to voice mail. If you need assistance now, forget it. If I need help 6 months from now I’ll only be able to leave a voice mail.

Brick House

8 months ago

So Iv been calling everyday around 3pm trying to get my account fixed after they switched systems. This is disappointing because all the way up until a year or so ago, the customer support was always amazing. Something’s changed about this bank and they’re always busy or something’s not working properly. In my experience and personal opinion, this is a beginners bank account.