Jefferson Community

PO Box 129, Madison, IN 47250

NCUA Insured3.7 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Madison, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1969

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 129

Madison, IN 47250

Google Maps 🗺Waze

(812) 265-3003

Service Area

This credit union is located in Madison and serves members in the IN area. Currently serving 2,188 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.25%

Used Auto Loan

4.90%

Personal Loan

9.05%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.7

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Demo Dandy

a year ago

Debit card frequently doesn't work despite having enough funds and can't even add it to some services saying there's something wrong. When calling they say it's "locked for protection and I need to call to unlock it first". What's the point of having a damn card if I'm not allowed to use it!? What if the business is closed (like most times I would be making a purchase)!? What if I don't want to have to call every single time I just want to buy food, see a movie, order something from Amazon, etc!? I cannot wait to switch banks.

Ryan Donlon

2 years ago

This bank is fraudulent! Missing numbers and no receipt is not acceptable! If you like a website from 1992 this is your bank! Don't expect a debit card or checks from them for at least 6 weeks when opening a new account. This place is garbage! Go elsewhere!!!

Rick Pearson

3 years ago

Well I had always had no problem I switched to Jefferson Community. Because it's very close to my home. But whatever they did this past week It Has My Checking Account All Screwed Up