Northern Indiana
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Merrillville and serves members in the IN area. Currently serving 5,597 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.25%Used Auto Loan
6.40%Personal Loan
9.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in IN
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(4 total)
Member Reviews
4.2
51 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Allison Lowery
4 months ago
Highly recommend!! I have had many different types of loans with them over the years! They are so easy to work with, efficient, and get you the best rates around! I have personally worked with Pam and Doug and they are great! If you need a loan, or somewhere to bank, this is the place to be!
Margo maples
a year ago
I always enjoy talking to the ladies at Northern Indiana Federal credit Union. They’re always very helpful and very friendly. We have been members of Northern Indiana Credit Union since 1974 Margo Maples. We have been extremely happy with Northern Indiana Federal credit Union, and we will continue as long as we live. I highly recommend them and I know they will not disappoint
Joe Utofka
7 months ago
long wait, people in the lobby loud as ever. only reason i keep an active account is they have a change machine if you don't mind waiting an hr.
Lori Melvin
a year ago
My family has a been a member of this credit union for over 50yrs. My parents opened an account for me when I was very young and I did the same for my children. The attention to our accounts and comfort in knowing our accounts are protected is unmatched. I do not bank anywhere else. The staff has always been helpful and friendly throughout all the years. GREAT job NIFCU!
Melody Steele
a year ago
NIFCU what always be my bank of choice and where I handle all of my money needs they have the most knowledgeable tellers and bank associates. In particular Miss Pam, I have come in on several occasions seeking help about my account and she has always been more than willing to set aside what she was doing to help me. More specifically I needed to transfer money from a different credit union into this one and she was more than willing to stop what she was doing. Call that other credit union and help approve that transfer for me. That shows she really cares about her customers. I recommend Northern Indiana Federal Credit Union 10 out of 10. ❤️
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(219) 942-3377Website
Visit WebsiteMembers
5,597
Total Assets
$40.0M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile