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Profinance

334 W 84th Dr, Merrillville, IN 46410
NCUA Insured4.1 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

334 W 84th Dr

Merrillville, IN 46410

Service Area

This credit union is located in Merrillville and serves members in the IN area. Currently serving 1,395 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.88%

Used Auto Loan

8.00%

Personal Loan

10.75%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.1

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Phyllis Crosby

Phyllis Crosby

a year ago

I have been banking with Profinance for about 20 years and the service has been good up until recently. The office has moved to Merrillville on the other side of US 30. The tellers have been replaced with different hires. I attempted to make a deposit that required more information than usual. The tellers would only tell me bits and pieces of the requirements. I made 5 trips to this location and was turned away each time. It would have been nice to know all the information needed the first time. The condescending smugness of the tellers was not lost either. It seems that my business was not desired so I withdrew my money and drove 100 feet down the road and deposited it in another credit union. I was also able to open the new account without any problems. They allowed me to email info to their office for verification. It was no sweat off their back or mine. It's important to never do business where you are not wanted.

Ortamese Walton-Grigsby

Ortamese Walton-Grigsby

a year ago

As a fairly new customer, my fiance and I called to get information on car loans. We both have accounts. The loan processor Carrie or terri was very rude during our interaction over the phone. We both were on the phone I called to get general information on car loans and she immediately asked do we have an account. I said yes we both do. She said can't answer any questions with you on the phone like we were asking personal information. I asked why? She hung up in my face twice! I told her I will be up there to withdraw our money out and closing our accounts. She said "We here" as insinuating something more. Later the manager said its been fraud going on and they dont answer information over the phone with 3rd parties. My thing is CARRIE could have told me that instead hanging up. We will be closing our accounts this week. Carrie, you need customer service training. You did not end the call properly and stop lying saying you said you were terminating the call cause you didn't. Furthermore, you have cost your company two accounts and a new loan with your behavior. Go home if you're not feeling well! Never talk it out with people over the phone you never know who knows who. That situation could have been handled way better.

Theresa White

Theresa White

5 years ago

Joseph is personable with an uplifting disposition. His easy nature allowed me to feel at ease . . . this is a marvel considering this was my first time meeting a financial advisor!! The explanations were clearly discribed with real examples for easier comprehension. He was very patient with questions and requestes for repeating information Joseph has a mindset that is positive, encouraging and always offered an optimistic outlook for success with a timeline for a best case senario. I would recommend Joseph and Pro Finance to my family friends and colleagues. Peace Therese White

John Lexsa

John Lexsa

2 years ago

Staff were outstanding setting my new account up and getting me oriented to the available services, my son recommended them to me as he has used them for years.

Michael Marshall

Michael Marshall

8 months ago

Great!! Credit Union friendly staff

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).