NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Merrillville, IN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Merrillville and serves members in the IN area. Currently serving 12,963 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.00%Used Auto Loan
5.00%Personal Loan
12.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.4
126 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsDavid W
5 months ago
The team at U.S. Federal Credit Union is truly phenomenal. I would especially like to recognize the top-tier management team, **Debbie and Candice**, who have both been outstanding to work with. I’ve personally experienced how professional, responsive, and reliable they are—especially during urgent requests, where they consistently step up and deliver excellent support. They are always available by phone and go above and beyond to ensure my banking experience is smooth and stress-free. It’s also great to see many familiar team members from the Gary branch now serving at the Merrillville branch, which makes the location feel welcoming and well-run. The leadership and staff at Merrillville are exceptional. **Teller Emily** is fantastic—whether assisting through the drive-through or inside the branch, the service is always friendly, efficient, and professional. I fully support and highly recommend U.S. Federal Credit Union for anyone looking for dependable service, strong leadership, and an outstanding banking experience
Donald Doss
4 months ago
This is a great credit union. The staff is friendly and I have always gotten positive results from here. Mrs Rowton helped me with a car loan and she was great. Very very patient with me because I was back and forth with my loan and she answered all my questions. This was my second auto loan and I recommend it to anyone. Great rates also considering the economy.
Michele McKinley
4 months ago
We have always had great experiences at this credit union! The service has always been exceptional and the staff have been excellent especially Sally who has dealt with us on loans and CD’s. She has always been friendly and sincere and makes sure our business is completely taken care of before we leave. We always feel very comfortable dealing with her!
Romella Bozeman
4 months ago
Christopher excellent service every time. The staff is always friendly, knowledgeable, and efficient. My transactions are smooth, and I feel confident trusting them with my finances. Highly recommend! Sally, Sara , Courtney , Susan, Adriana , Vincent , Missy,Emily , and Sydney
Reginald L Williams (Hanibal Haku)
5 months ago
Emily was An Outstanding Hostess,Was a breeze with Emily Freaking Awesome,She Helped Me with nothing But Coolness,Joy,and Inspiring Great Spirit,It was A Pleasure for Her To Be the Person who helped me and got me back in my car with the Quickness. Gotta love this one,Refreshing Young Lady,right Here. All Around Suppurb Customer Service Skills,I must Say working Fourty yrs with People. Great Job Mrs.Emily.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(219) 769-1700Website
Visit WebsiteMembers
12,963
Total Assets
$212.0M
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile