Back to Merrillville credit unions

U S #1364

8400 BROADWAY, Merrillville, IN 46410
NCUA Insured4.4 (126 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

8400 BROADWAY

Merrillville, IN 46410

Service Area

This credit union is located in Merrillville and serves members in the IN area. Currently serving 12,963 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.00%

Personal Loan

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.4

126 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
David W

David W

5 months ago

The team at U.S. Federal Credit Union is truly phenomenal. I would especially like to recognize the top-tier management team, **Debbie and Candice**, who have both been outstanding to work with. I’ve personally experienced how professional, responsive, and reliable they are—especially during urgent requests, where they consistently step up and deliver excellent support. They are always available by phone and go above and beyond to ensure my banking experience is smooth and stress-free. It’s also great to see many familiar team members from the Gary branch now serving at the Merrillville branch, which makes the location feel welcoming and well-run. The leadership and staff at Merrillville are exceptional. **Teller Emily** is fantastic—whether assisting through the drive-through or inside the branch, the service is always friendly, efficient, and professional. I fully support and highly recommend U.S. Federal Credit Union for anyone looking for dependable service, strong leadership, and an outstanding banking experience

Donald Doss

Donald Doss

4 months ago

This is a great credit union. The staff is friendly and I have always gotten positive results from here. Mrs Rowton helped me with a car loan and she was great. Very very patient with me because I was back and forth with my loan and she answered all my questions. This was my second auto loan and I recommend it to anyone. Great rates also considering the economy.

Michele McKinley

Michele McKinley

4 months ago

We have always had great experiences at this credit union! The service has always been exceptional and the staff have been excellent especially Sally who has dealt with us on loans and CD’s. She has always been friendly and sincere and makes sure our business is completely taken care of before we leave. We always feel very comfortable dealing with her!

Romella Bozeman

Romella Bozeman

4 months ago

Christopher excellent service every time. The staff is always friendly, knowledgeable, and efficient. My transactions are smooth, and I feel confident trusting them with my finances. Highly recommend! Sally, Sara , Courtney , Susan, Adriana , Vincent , Missy,Emily , and Sydney

Reginald L Williams (Hanibal Haku)

Reginald L Williams (Hanibal Haku)

5 months ago

Emily was An Outstanding Hostess,Was a breeze with Emily Freaking Awesome,She Helped Me with nothing But Coolness,Joy,and Inspiring Great Spirit,It was A Pleasure for Her To Be the Person who helped me and got me back in my car with the Quickness. Gotta love this one,Refreshing Young Lady,right Here. All Around Suppurb Customer Service Skills,I must Say working Fourty yrs with People. Great Job Mrs.Emily.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).