First County

1100 W 11TH ST, Muncie, IN 47302

NCUA Insured4.3 (19 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Muncie, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1961

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1100 W 11TH ST

Muncie, IN 47302

Google Maps 🗺Waze

(765) 284-3471

Service Area

This credit union is located in Muncie and serves members in the IN area. Currently serving 3,248 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

5.99%

Personal Loan

9.49%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.3

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jessica G

a year ago

100% a predatory establishment. Of course all banks have fees. But other banks will cover the payments while tacking on the fee. Go to one of those. ie: $17 in bank - $28 payment = $11 short. This bank sends your charge back and hits you with a $30 charge. So -$30 in account. Other banks cover the $11 you are short and collect their $30. So you don't get hit with a return fee on the other end too. Real life and accidents happen in real time I'm not saying banks shouldn't make money. Just go to another bank that's gonna serve you too.

Linda Gruwell

3 years ago

Everyone at credit union are very pleasant and helpful. We have been working with Julie on some banking changes we are making and she is really awesome ‼️ If you're looking to make a change, I highly recommend you checkout First County. They merged with Munseetown Credit Union and we've been customers there for 20 some years. Their rates are better too. So goodbye crooked Star Bank.

Melinda Babegirl

3 years ago

I have always love this bank been with them for yrs but here now they are make changes which is good but now I can't access my account on my mobile anymore they need to make sure ppl can get to there account on there mobile before they just stop the on line mobile banking they had