NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Muncie, IN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Muncie and serves members in the IN area. Currently serving 18,597 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.13%Used Auto Loan
7.86%Personal Loan
10.72%Credit Card APR
11.15%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
105 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSP Brand
4 months ago
Denise assisted with a vehicle loan, she was so kind, professional and quick to respond. I highly recommend her to help with your next vehicle purchase.
Holly Mosier
3 months ago
Harlie was great to work with! Professional, personable, helpful, clear, and a great communicator!
Carol Clendening
10 months ago
Melissa in the fraud department very efficiently helped resolve unauthorized charges against my card and was able to get a new card in my hands on the same day. She was very professional, courteous and helpful. 5 stars!
Valyn Petro
a year ago
We have been members of this branch for many years we went to change a personal loan from another company over with prime trust with the rest of our car loans. Ewa was super helpful and kind. She made the process super easy and seamless. I would recommend her services to anyone.
Jan Bell
a year ago
Allison, in the fraud department, was amazing! She took care of my issue via the app using the message feature. It was quick and easy. She was very polite and great to work with. Thank you for taking great care of my financial needs and keeping an eye out for fraudulent activity on my account.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(765) 289-2148Website
Visit WebsiteMembers
18,597
Total Assets
$257.2M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile