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Thrive

4501 S DELAWARE DR, Muncie, IN 47302
NCUA Insured4.6 (61 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4501 S DELAWARE DR

Muncie, IN 47302

Google Maps🗺Waze
(765) 284-1015

Service Area

This credit union is located in Muncie and serves members in the IN area. Currently serving 8,211 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.91%

Used Auto Loan

6.99%

Personal Loan

11.25%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%
Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%
Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%
Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.6

61 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Troy Inskeep

Troy Inskeep

9 months ago

I love banking with Thrive credit Union because they always take care of me and my needs. I must say that Megan Longfellow at the Delaware branch is my GO TO GAL. Everyone does a great job, but Megan really Stands out with always having a smile on her face and always so polite, professional and still make sure you have a smile on your face before you leave. BIG SHOUT OUT TO MEGAN LONGFELLOW!! Keep up the great work Megan. Wishing you and everyone a fabulous day!! Don't forget, because of you, Friday September 5, 2025, I'll be bringing in PIZZA for EVERYONE.

Mandy Savage-Brown

Mandy Savage-Brown

5 months ago

Fast and easy process. Heather Barr gave me the confidence to step out on my own and start building a better financial future!!! I am ready to THRIVE in life!!!!

Jordan Guffey

Jordan Guffey

5 months ago

Thrive is absolutely the best! Caitlin and the whole team are always super helpful! I couldn't be more appreciative of everyone there!

Angus MacKelvey

Angus MacKelvey

7 months ago

Heather Barr was awesome at opening our accounts. She was fast, courteous, and thorough ! She followed up after we opened the account to make sure we were doing ok and answer any questions!

Judy Barnes

Judy Barnes

9 months ago

I love going into the Delaware Branch! Kayleigh always has a smile on her face and is always so helpful. All the ladies there are always so welcoming!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).