Heritage

PO Box 189, Newburgh, IN 47629

NCUA Insured3.6 (36 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Newburgh, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1965

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 189

Newburgh, IN 47629

Google Maps 🗺Waze

(812) 853-8808

Service Area

This credit union is located in Newburgh and serves members in the IN area. Currently serving 64,497 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.64%

Used Auto Loan

7.75%

Personal Loan

15.00%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(22 total)

Member Reviews

3.6

36 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Chris R

3 months ago

This credit union is an absolute disaster. They change their hours without warning, shut down for “staff meetings” in the middle of the day, and operate with a level of disorganization I’ve never seen from any bank. If I ran my business the way they run theirs, I wouldn’t have a single customer left. The Newburgh branch is a joke. The lobby closes at 4 PM for favor of a drive thru only option— who closes a bank lobby at 4?! With only a drive thru option— and the staff practically interrogate you at the drive-thru just for trying to do basic banking. No other bank behaves like this, but somehow this place thinks it’s acceptable. I pulled every account I had because they made doing business so unnecessarily difficult. Total clown show from top to bottom. Save yourself the headache and avoid this place entirely. Try hvfcu instead. Its definitely more customer friendly.

T LD

4 months ago

Just going through a terrible ordeal and Taylor was very helpful. It was a quick and very personable interaction I recommend using this bank for all your needs

Michael Warnon

10 months ago

The person behind the counter was very. Helpful withy card issue. She was by herself and was taking care of the drive through and the counter. My issue took a while and there now was a line as well. The manager kept coming behind the counter to use the printer but never bothered helping out. My wife was waiting for me and needed to use the bathroom, she asked the manager explaining it was urgent but she was told it was not. Public bathroom (I thought we were members). The manager need to be fired while the woman behind the counter should be promoted.

Brandin Knight

6 months ago

Avoid thia bank if your a small buisness as they have predatory fees of 10 dollars a day for having no money in your checking account that will continue to go up until they close out your account. Think about that, they charge you for having no money and its per day