Hometown

151 N Broadway, Peru, IN 46970

NCUA Insured4.1 (30 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Peru, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

151 N Broadway

Peru, IN 46970

Google Maps 🗺Waze

(765) 472-7600

Service Area

This credit union is located in Peru and serves members in the IN area. Currently serving 3,965 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.35%

Used Auto Loan

8.72%

Personal Loan

14.86%

Credit Card APR

11.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.1

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shalana Seifert

7 months ago

Wouldn't even leave a star but wanted to leave a comment..... If I commented everytime they screwed me around I wouldn't get anything else done, so I'll just post a couple of recent incidents. In the middle of a divorce when I reported it to them they still allowed my ex to remove my name from a vehicle loan and allowed my ex to sell the loan or allowed my son to take a new loan out on the vehicle. Every month when I go in to make a vehicle payment on said vehicle above due to my son living 4+ hours away it is a huge run around with the staff even though my son has place me on the account as an authorized user. Usual excuse by staff oh we didn't see the account note. This is just a couple recent issues. It's mentally draining and a couple of the staff have absolutely no social skills or customer service skills. When asked their name to report it they refuse to give it. I would not be doing business with this company but unfortunately my ex's name is tied up with the account right now. I highly recommend any other bank or credit union. I've been a member of the same (different) financial institution (that has changed company hands) for 42 years and have never ever endured the stress that I have with hometown in the past year.

Shawna Sopher

11 months ago

I have had an account with Hometown from the beginning of opening. The employees go out of there way to help me anytime I need something done. They have always been nice. I see there are some comments about rudeness, this I have not seen. I wish they would smile sometimes, regardless they have always been nice to me. Thank you for being there for your clients.

James Abbott

5 years ago

The staff and branch manager Mark are some of the most amazing professionals in banking thank you all for always taking care of our banking needs James Abbott & Family