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Midwest Family

PO BOX 48, Portage, IN 46368
NCUA Insured3.6 (35 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 48

Portage, IN 46368

Service Area

This credit union is located in Portage and serves members in the IN area. Currently serving 2,594 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.67%

Used Auto Loan

5.64%

Personal Loan

15.90%

Credit Card APR

11.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.6

35 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
JAG

JAG

2 years ago

Member here for 43 years,started because of my Job. This place has turned into a Joke. Oldest son joined AF after graduating College wasn’t able to get a car loan turned into such a cluster I had already purchased it so he just paid me, was trying to establish credit, daughter graduated college gets job dad finds car buys it and she goes to get a loan to establish credit and pay for car in early January and now March still hasn’t got the loan so many excuses for why they don’t have enough people to get anything done. On top of that I can’t even count the amount of issues that we all have had with added on fees and cards being blocked and accounts compromised. It once was a great place to bank but Far from it Now what a shame of a financial institution this place has turned into.My last time there I deposited $18 k from a side Job and I tried to set up a appointment for my daughter to get car loan which still hasn’t happened and she wasn’t allowed to use the bathroom. ZERO CUSTOMER SERVICE !!!!

Richard Romsos

Richard Romsos

5 years ago

Member services have become horrible at this bank. I have been here for about 5 years and going to be switching because of recent events. Their loans are terrific but their debit cards are constantly offline or whatever and their system is also down for maintenance also without warning leaving you stranded at the grocery store with a cart full of stuff. Also nobody ever answers the phones.

Elizabeth Fuller

Elizabeth Fuller

2 years ago

The worst bank I’ve EVER done business with!! Terrible customer service and always misleading information. Also, if you get Melissa as a teller please request someone else save to you the trouble. I’ve been waiting on a document she said she sent to me a 1week and 2 days ago, I call to get an update she then denies ever saying she was going to provide me with the document that is due 2 days from now & also now says she isn’t allowed to mail the document! JUST TERRIBLE… no longer live in the area to be able to drive to location to sort out any issues no other branch to go into to get what I need. I’m frustrated!

G M

G M

3 years ago

I am not a member of this Credit Union but I was told by my Credit Union that it is one of there shared branches. I work in Portage but I live in another County, I tried to make a deposit in my account and the woman at the counter was saying it was rejecting my deposit and she couldn't find my credit union in her system. I then said well I will make sure to let my credit union know not to send any of there members here because of the mix-up and then she says OH No don't say that maybe your credit union computers are downI I took my money and left. While I was in my car, I spoke with one of the tellers at my credit union and she was confused also. She was like our computers are not down and they are one of our shared branches. She referred me to another Credit Union in the area.

Lauren Wilk

Lauren Wilk

2 years ago

Literally terrible. 0 stars. Do not put your money here. I had an account here for over a decade, then the ONE time I needed help because my debit card was stolen and used for an expensive purchase causing my account to go into the negatives, not only was it not marked at fraudulent, but in addition the bank said there was nothing they could do to help me. They didn’t even try. Told me to figure it out myself and oh well about my stolen money.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).