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Health Care Professionals

1810 Williamsburg Pike, Richmond, IN 47374
NCUA Insured4.6 (75 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1975

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1810 Williamsburg Pike

Richmond, IN 47374

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(765) 962-3172

Service Area

This credit union is located in Richmond and serves members in the IN area. Currently serving 3,285 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.31%

Used Auto Loan

7.70%

Personal Loan

13.16%

Credit Card APR

12.18%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%
Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%
Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%
Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.6

75 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Michelle Conti-Moore

Michelle Conti-Moore

6 months ago

I love HCPFCU! They have always been so kind, sweet, and assist in making things as streamlined as possible. Whenever I have a question, they are compassionate, gracious and prompt with their responses. Special shout-out to Darlene, Jana, Heather, Laura and Anna! I’m sure there have been many more over the years but these are my key contacts and they are true Rockstars!! Thank you for all that you do!

Tim Love

Tim Love

6 months ago

The HCP Cedit Union is member focused providing the best financial solutions for the members. The extensive services are beyond any other offered in the area. Great work team!

Jamie Terrell

Jamie Terrell

6 months ago

The customer service the staff at HCPFCU offers is top notch! Anytime I need something done big, or small they get it done in a fast and efficient manner!

A Jones

A Jones

6 months ago

Terrible customer service. If you email, you'll never get a response. If you call, you'll get the run around. If you have a question they will say they will call you back, but never will. They used to be so good and so caring about their customers. They don't anymore. It's been nothing but issues for a couple years.

Mandi Specht

Mandi Specht

5 months ago

The people that work at HCPFCU are top notch, always quick and willing to help, even in emergency situations on weekends with card issues. You all do a great job and I appreciate you all ❤️

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).