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Natco

P O BOX 817, Richmond, IN 47375
NCUA Insured4.7 (131 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1945

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O BOX 817

Richmond, IN 47375

Service Area

This credit union is located in Richmond and serves members in the IN area. Currently serving 17,485 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.52%

Used Auto Loan

8.08%

Personal Loan

13.64%

Credit Card APR

14.68%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.7

131 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kenny Hendricks

Kenny Hendricks

6 months ago

I just started with Natco a little over a year ago and they have been great. All of the employees are very friendly. And one of their greatest employees is Christopher Hernandez one of the loan officers. He is awesome if no one else will help you out I would at least give him a try. I was at the bottom with no credit or anything and he got started on my way, he treats you like a human being. Great job Natco!

Jy Coffey

Jy Coffey

9 months ago

My loan officer was Laci Sherwood; she was working with me for a couple weeks trying to get me into the right car. Laci was kind, patient, and very helpful! I would definitely have her as a person again!

Robert Grays

Robert Grays

7 months ago

They were able to help me in the time of my need and I would recommend others to do their banking here the staff are the best and they really do care

David Ferguson

David Ferguson

a year ago

I’ve used Natco Credit Union for a little over 25 years. I’ve also used it with my business account. I’ve yet to find a bad thing to say about this company this bank. I’ve had several loans ranging from auto to personal and each and every time it is extremely simple extremely convenient And the people are extremely nice and courteous this last time working with Christapher all my expectations were met and it was great working with him. I got a loan within 24 hours of my application submission.

Violet Sarmiento

Violet Sarmiento

4 years ago

Very thankful for our Natco Staff. I can not express how much I appreciate the professionalism, and kindness. Working with them has been a pleasure. I appreciate the working relationship between our local Connersville branch and our Richmond branch. Alexis made doing a loan over the phone/email so convenient for our work schedules. Thank you to our Natco Team!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).