NCUA Insured
Member-Owned
2 charter
Established in 1945
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Richmond, IN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1945
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Richmond and serves members in the IN area. Currently serving 17,485 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.52%Used Auto Loan
8.08%Personal Loan
13.64%Credit Card APR
14.68%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
131 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsKenny Hendricks
6 months ago
I just started with Natco a little over a year ago and they have been great. All of the employees are very friendly. And one of their greatest employees is Christopher Hernandez one of the loan officers. He is awesome if no one else will help you out I would at least give him a try. I was at the bottom with no credit or anything and he got started on my way, he treats you like a human being. Great job Natco!
Jy Coffey
9 months ago
My loan officer was Laci Sherwood; she was working with me for a couple weeks trying to get me into the right car. Laci was kind, patient, and very helpful! I would definitely have her as a person again!
Robert Grays
7 months ago
They were able to help me in the time of my need and I would recommend others to do their banking here the staff are the best and they really do care
David Ferguson
a year ago
I’ve used Natco Credit Union for a little over 25 years. I’ve also used it with my business account. I’ve yet to find a bad thing to say about this company this bank. I’ve had several loans ranging from auto to personal and each and every time it is extremely simple extremely convenient And the people are extremely nice and courteous this last time working with Christapher all my expectations were met and it was great working with him. I got a loan within 24 hours of my application submission.
Violet Sarmiento
4 years ago
Very thankful for our Natco Staff. I can not express how much I appreciate the professionalism, and kindness. Working with them has been a pleasure. I appreciate the working relationship between our local Connersville branch and our Richmond branch. Alexis made doing a loan over the phone/email so convenient for our work schedules. Thank you to our Natco Team!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(765) 962-2561Website
Visit WebsiteMembers
17,485
Total Assets
$152.1M
Year Opened
1945
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile