Wayne County
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1961
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Richmond, IN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1961
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Richmond and serves members in the IN area. Currently serving 1,085 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.00%Used Auto Loan
4.00%Personal Loan
8.00%Credit Card APR
9.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in IN
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(2 total)
Member Reviews
4.6
10 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
J. Swanger
3 years ago
Credit unions are better than banks in every way, and this credit union is one of the BEST! Everyone who works there is super-friendly, super-helpful, and always looking out for each customer. They truly care about the credit union members.
Susan Hively
9 years ago
I have been a customer at the Wayne County Credit union for over 25 years. During that time I have had their help in many ways. From traditional loans and savings programs to help getting me money when I was stranded in another state. Everyone has always been very personal and supportive whatever the situation. It makes handling money much less stressful. I appreciate knowing that the staff is looking out for me! Susan Hively
S Wright
3 years ago
Sara and the entire team have worked several hours helping me with my mom's account. They are excellent at their work and I highly recommend them.
Doug Johnson
a year ago
Great customer service.
Edwin Isley
3 years ago
Great, friendly
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(877) 962-7113Website
Visit WebsiteMembers
1,085
Total Assets
$13.0M
Year Opened
1961
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile