NCUA Insured
Member-Owned
1 charter
Established in 1959
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around South Bend, IN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1959
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in South Bend and serves members in the IN area. Currently serving 3,312 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.40%Used Auto Loan
5.33%Personal Loan
9.55%Credit Card APR
11.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).
South Bend, IN
Indianapolis, IN
Hobart, IN
Fort Wayne, IN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
14 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJustin Danzy
a year ago
I've been banking with SBFCU for over 20 years. Before direct deposit. When you would see fire trucks parked outside. Because everyone had physical checks. They have been absolutely OUTSTANDING to work with this entire time. I can be obsessive! When it comes to something I want. Becky Pohl, has been AMAZING to me this entire time. 20yrs. I wouldn't, and couldn't have accomplished some goals without her. This credit union and the treatment I've received is top-notch.
Octavia Duke
a year ago
I would give half a star if it was possible. This credit union has been showing discrimination they have been very unprofessional over the last couple years. The board members really should investigate the behavior of the staff members as soon as possible! Listen carefully my fellow African Americans think twice before being a member!
Nae Mom
3 years ago
I was inside the bank and a member called to speak with a worker and she asked who was it calling and she then told her to say she was at lunch. She lied. Very disappointing. Now I understand why you’re asked your name when you call to speak with someone.
Joyce Mayberry
5 years ago
The associates are always helpful. It is a joy to see their smiling faces.
Kenwana Johnson
8 years ago
I love them
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(574) 287-6161Website
Visit WebsiteMembers
3,312
Total Assets
$63.3M
Year Opened
1959
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile