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Vigo County

126 S 3rd St, Terre Haute, IN 47807
NCUA Insured4.0 (42 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

126 S 3rd St

Terre Haute, IN 47807

Service Area

This credit union is located in Terre Haute and serves members in the IN area. Currently serving 9,315 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.00%

Personal Loan

12.00%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.0

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Abigail Nidlinger

Abigail Nidlinger

8 months ago

I have been a member here over 12 years and I am very disappointed with the customer service lately. I have never left a review on anything before, but the lack of communication or willingness to assist, particularly in the loan department has been very frustrating. I also experienced ongoing issues with my debit card. My chip was not working at multiple locations and yet I was repeatedly told the issue was the machines I was using. After several calls, I was advised to "clean it" which did not resolve the problem. Eventually, I just requested as replacement card myself, agreeing to pay for it, as the situation became so inconvenient. I hope to see improvements in responsiveness, problem-solving, and overall customer service moving forward.

Mary Walter

Mary Walter

2 years ago

I had several problems when I went into the bank today. I had the most helpful employee ever. She worked so hard to figure out the problems I was having, and tracked down missing money and seriously went above and beyond to help me. I have never in my life written a review but felt like I had to give her a shout out for being so awesome and patient! Thank you for having the best service! And thank you for all your help!

Kayla King

Kayla King

4 years ago

I've used this bank for getting close to 10 years. I've never had a fee for anything. Literally anything. They've been wonderful, Shelby Specifically. She is always kind and willing to help with everything. My one and only complaint, Not being open on Saturdays.

Nicole Pruiett

Nicole Pruiett

3 years ago

After paying off a vehicle loan, I discovered that Vigo County FCU had lost my file, which included my title. Kit was very nonchalant about the situation, acting as if it was no big deal. The staff was growing impatient, as it was 5 o'clock and they were waiting to go home. It was quite embarrassing, as the buyer of my vehicle was also there and we had just made the transaction. Now he's being told that he will NOT receive the title until I go to the BMV and file for a lost title, which could take weeks to receive. This is totally uncalled for. My father mentioned that they also lost his title. The staff is highly unprofessional, as I witnessed another loan officer treating a couple poorly after walking in 3 minutes before closing time. She hatefully asked another employee to lock the doors. I would advise everyone to do their banking elsewhere!! This place is a joke!!

Mickey Lamb

Mickey Lamb

2 years ago

I use to think this was a good place until I discovered, Janice. She had a problem when asked a few simple questions. Sure glad I don't bank there or owe them any money.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).