Encompass

221 N Main St, Tipton, IN 46072

NCUA Insured3.9 (42 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Tipton, IN may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

221 N Main St

Tipton, IN 46072

Google Maps 🗺Waze

(800) 675-8852

Service Area

This credit union is located in Tipton and serves members in the IN area. Currently serving 16,435 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.42%

Used Auto Loan

8.67%

Personal Loan

12.75%

Credit Card APR

10.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Everwise— New Auto Loan

South Bend, IN

2.39%

Family Horizons— Used Auto Loan

Indianapolis, IN

3.40%

Hobart Ind School Employees— Personal Loan

Hobart, IN

4.00%

Power One— Credit Card APR

Fort Wayne, IN

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.9

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jeremy Frederickson

7 years ago

Great people to deal with. Small time bank that remembers your face. The online payment system is lackluster but overall a good place to bank

Ben B

3 years ago

Normally my experiences here are good. I sent my wife in to sign some papers, the lady at the desk(Dalita) treated her very poorly. I'm disappointed with this and instead of moving forward with my home equity loan and new car loan, I believe i will move my business to another lending institution.

lisa

2 years ago

Because they allowed unauthorized payments against my account. They cancelled my debit and turned me in for bad banking. That makes it so I cannot open a checking account anywhere. All claims were found favorably for me. She explained to me so kindly, that yes they did find in favor of me, BUT, Encompass had to pay that. So now they were out the money. Why am I being punished for something that , stated by encompass them selves, was not my fault.

Kimberly Bronner

3 years ago

Hands down one of the best places to go if you're looking to finance a vehicle. Carrey is absolutely amazing!!! The process itself didn't take very long either.