Back to Warsaw credit unions

Indiana Lakes

P.O. Box 1064, Warsaw, IN 46581
NCUA Insured3.8 (14 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1977

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 1064

Warsaw, IN 46581

Service Area

This credit union is located in Warsaw and serves members in the IN area. Currently serving 1,749 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.75%

Used Auto Loan

7.49%

Personal Loan

7.90%

Credit Card APR

17.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IN

Lowest rates currently reported by credit unions in IN (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Alex Rosado

Alex Rosado

5 months ago

I went in with my wife to get info on a loan for property. The 3 white heavy set women working that Saturday were the most unprofessional and racist people I've had the displeasure of encountering. They didn't make any attempt to get out of their chairs. Although there were no other people at the bank at the time, all three of them had a visible issue that they wore on their faces answering our questions. Snotty and snippy answers to our questions, talking amongst eachother like we weren't even there. Ultimately they told us the manager wasn't there at the time. I asked for his information to contact him, they said he would be in Monday. But no attempts were made to share his or take my information. I left mine. They made all of the assumptions ,without any idea of our financial capabilities. Solely based on what they felt. Boy were they wrong! Was it because we are hispanics? Or because we spoke 2 languages? Im wondering if I needed to state that I'm an Americanand and my wife as well? I'm a retired professional athlete, so a financial issue isnt a problem. I didn't need to deal with the negative energy these women were bringing to the table. The manager did call me later that day. Super nice gentleman and was very helpful. At the end of our call, I did express to him my concerns and discomfort as to my visit that day. He was so apologetic and embarrassed as he said that is not the experience he wanted anyone to have at his bank at all. Funny enough, we were able to buy the property without any further issues, directly from the prior owner. Moral of this is, treat everyone as you would want to be treated. Don't let your mind take you to a place where you think it's ok to treat other people wrong based on racial prejudice. This is 2025, this branch and corporate should address these issues. Its cheaper to retrain and restaff than to deal with the alternative.

jennifer clay

jennifer clay

3 years ago

The bank teller i always seem to get whether that be at the window or on the phone has been rude, and talks to me like i'm dumb. I rarely ask any questions and i'm mostly depositing money or cashing a check and only have to exchange very few words and it still manages to be like this every time ! (brown hair & black glasses)

Shane Smalley

Shane Smalley

6 years ago

First bank I've ever had..and likely the last since they have never done me wrong and are all great people who respect they're line of work and you..Each and every time

Barnabas Brown

Barnabas Brown

11 years ago

Dave is an excellent guy! They were able to get my first house loan at a really good price. enjoy the smaller family friendly atmosphere.

Lori Shortz

Lori Shortz

9 years ago

I've been banking here for years, and the customer service is excellent! The ladies are all very knowledgable, prompt and curteous. Indiana Lakes is my home town bank!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).