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Greater Iowa

1509 Baltimore Dr, Ames, IA 50010
NCUA Insured4.2 (183 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1509 Baltimore Dr

Ames, IA 50010

Service Area

This credit union is located in Ames and serves members in the IA area. Currently serving 37,739 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.05%

Used Auto Loan

8.53%

Personal Loan

16.36%

Credit Card APR

10.45%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

4.2

183 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sam Sivaskandan

Sam Sivaskandan

8 months ago

About a month ago, I received awesome service from Greater Iowa Credit Union’s auto loan department. Everyone from Ozzie the loan officer who handled my application to the tellers who helped me open my membership to Justin who cut the check was simply outstanding. After the truly extraordinary service, I moved my other automatic payments for other accounts to my GICU account. Thank you GICU for your excellent service. Please keep it up!

cindy olson

cindy olson

4 months ago

We had a pleasant experience with the staff, getting the information we needed, and getting the automatic payment system set up was not a good experience. The had transposed the account number and out payment was then delinquiet. No alerts on their end to reach out to us, or an alert to come to us that there was a problem with out payment. Maybe some software updates to allow this.

Anna Hansen

Anna Hansen

6 months ago

Very upset that they never sent me notifications that my savings account didn't have any activity before they started taking fees and eventually closing the account. I get plenty of emails to apply for loans with my great credit score and the amazing interest rates they have available. I would have appreciated the reminder that I need to put some cash into my savings account to keep it active. Seems they must've preferred to lose a customer.

Ryan Davis

Ryan Davis

6 months ago

Called in today because there was issues with my account and cards. I believe that the lady's name was Karen, but I could be wrong. Anyways I paid bills the other day and the payments weren't applying. I checked and they were coming out of the incorrect account. I asked why and what about the NSF charges. She said that they were pulling the amounts out of what would be the wrong account. I asked how that could happen because the payments were set to come out of the other account. Blamed it on the card companies, and basically said I was screwed on the NSF charges even though its not my problem. Didn't even try to help, solve, or resolve the issue. I said it was the banks error, and now not only do I need reimbursement for the NSF, but the charges for late payments on getting on the other end. Then I asked if this is why my new debit card didn't work? She said no its was related to the pin number not being right. I said I did not change my pin number when the activation asked for it. She responded with yes there is a "glitch" in our system, you should've put the same number back in here's a number to reset it. I think there is a bunch of "glitches" within the bank. Probably be another glitch if they don't respond. I brought my business here a couple years ago, then brought some business accounts last year. Looks like Ill be shopping for another bank, excuse me credit union.

Liz

Liz

4 months ago

Horrible communication! 5 years of automatic payments on my car loan and at the last payment they didn’t withdraw instead they turned it into collections agency. No phone calls or information to clarify I had to go in person and make the final payment. Never late for 5 years and this is how they want to end our relationship! And now there claiming I still owe $5

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).