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Ascentra

PO Box 1107, Bettendorf, IA 52722
NCUA Insured4.6 (114 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1107

Bettendorf, IA 52722

Service Area

This credit union is located in Bettendorf and serves members in the IA area. Currently serving 43,245 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.59%

Used Auto Loan

7.78%

Personal Loan

15.79%

Credit Card APR

8.83%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.6

114 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Cindy Lewis

Cindy Lewis

a year ago

Our experiences at Ascentra CU have been great! Recently, we worked with Beau Van Loo to secure a Home Equity Line of Credit. Beau was professional, helpful, and kind throughout the process. We especially appreciated his timely communications.

kevin farrell

kevin farrell

2 years ago

It was my go to place especially as a young man with no credit history they lent me the money I needed to purchase a vehicle for work and have had 3 loans, checking, savings, and credit card with them. I enjoyed them so much that I continued to use them after I moved to Des Moines and did so for 3 years. Unfortunately problems with my credit card as a brick and mortar location led me to change banks and since then the problems have been continuous. The paperwork done digitally for my loans was lost, incomplete or something of the such that I received a default notice on my vehicle, then the credit card which I stopped using continued to accumulate charges. Eventually leading me to withdraw most of my money save for the savings account and closed both the checking and credit cards, now I have another default notice on a card that I was told was closed 2 months ago and have multiple phone calls getting passed around call centers to finally speak to someone that can correct the situations for both the loan and credit card. They also seem to be in the habit of calling about these issues but not leaving messages. Makes it difficult for someone in public safety to be notified of issues prior to receiving letters. It was a great institution when I lived a mile from a branch but not so much anymore with the distance and difficulty speaking to an actual member of the organization.

Barry Findlay

Barry Findlay

3 years ago

As a certified "Grumpy Old Man" I an embarrassed to admit I cant think of a single complaint. From the day I contacted you about possibly moving banks I have been extremely pleased with my decision, though at times a bit confused. How do you do it...people answer phones, employees smile and answer your questions ( as importantly if they cant they will find someone who can) I have been told that people, in todays market like dealing with impersonal customer service, it gives them comfort in their anonymity. yeah , sure. Ascentra Credit Union is terrific. You call on the phone, visit on line or walk in the door , you are treated with the same considerate and friendly service. I have yet to be treated any other way.

Gerri Atkins

Gerri Atkins

4 years ago

Joining the Ascentra Credit Union was fast and easy! They have great service and many more customer perks than "other" credit unions I have had experience with. I am looking forward to peaceful, easy banking for a very long time with them. I definitely recommend checking them out if you are looking for a great credit union!

Makis Witt

Makis Witt

10 months ago

Constant hidden fees and they talk down to you when you try to get help. Edit: they have also been harassing me for over a month over ELEVEN DOLLARS THEY STOLE FROM ME

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).