Cedar Falls Community
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1958
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Cedar Falls, IA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1958
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Cedar Falls and serves members in the IA area. Currently serving 8,817 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.40%Used Auto Loan
6.80%Personal Loan
9.75%Credit Card APR
9.05%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in IA
Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).
Sioux City, IA
Waterloo, IA
West Des Moines, IA
Des Moines, IA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(3 total)
Member Reviews
3.9
29 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Clint Keppler
3 months ago
I worked with Brady upfront to get some documents printed. She was inviting and attentive to my needs. I also asked some questions about cds and she was able to provide me with great information to take back home.
Zinajda Dinsdale
3 months ago
Samajda is amazing to work with! Loved all her help!
John Konefes
3 months ago
Unable to access via so-called mobile phone app
Jeff Vore
2 years ago
Customer service in the mortgage department is horrible. They tell you they’re going to do something and then they don’t do it. You have to ride them for several days in order for it to get done. They don’t respond to emails or return phone calls. And when you do make contact with him, they are very short answered and act like you’re bothering them. Do yourself a favor and go somewhere where they will appreciate your business and not act like you are a nuisance. Really wish I would’ve went somewhere else.
Aaron James
a year ago
Living under a bridge while they won't release my funds. Every check i cash gets put on hold. I was hit by a drunk driver and put into debt and still won't release my personal injury check
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(319) 266-7531Website
Visit WebsiteMembers
8,817
Total Assets
$233.9M
Year Opened
1958
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile