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Collins Community

P. O. Box 10500, Cedar Rapids, IA 52410
NCUA Insured4.3 (138 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P. O. Box 10500

Cedar Rapids, IA 52410

Service Area

This credit union is located in Cedar Rapids and serves members in the IA area. Currently serving 81,905 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.85%

Used Auto Loan

3.85%

Personal Loan

8.85%

Credit Card APR

12.30%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.3

138 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Irving Pulido

Irving Pulido

3 months ago

My wife and I worked with Zach Stineman on the mortgage for our first home, and as first-time buyers we had no idea what to expect. Zach was awesome to work with—great communication, explained everything clearly, and pointed out things we wouldn’t have known to look out for during the process. He stayed on top of everything from start to finish and made the whole experience way less stressful than we expected. You know someone’s doing it right when even the closing attorney compliments how prompt and diligent he was. Easily a 5-star experience. Thanks again Zach!

Dulce Perez

Dulce Perez

2 months ago

I had a wonderful experience working with Zack Stineman during my home purchase. He made the pre-approval process quick and easy, giving me an answer the same day after my income was verified, which I really appreciated. I was honest with him about already having another pre-approval and wanting to explore my options, and I really appreciated that he was never pushy. Instead, he remained professional, informative, and supportive throughout the entire process. He kept me updated every step of the way and was always quick to respond to any questions I had. He followed up after closing to make sure everything went smoothly and to congratulate me, which meant a lot. Overall, I’m very satisfied with the level of member service I received and would definitely recommend Zack and Collins Community Credit Union to anyone interested in a home loan.

Michael Schmitz

Michael Schmitz

4 months ago

Do yourself a favor, there are plenty of way better Banking institutions in town... Collins USED to be awesome!!! but over the last 15 years or so they have been descending in service... I have had to remind them countless times that in the case of an institution like theirs, their primary product is trust and relationship, however since their CEO Stephanie, (whom they managed to get rid of), but not before she practically eroded the place... There are some good folks left, but their culture shifted gradually years ago... It translates into countless little things: the 40 minute wait times to get to a teller, their wanting to drive you to their online services, when in reality they should be a COMMUNITY financial institution, their fees that eventually start nibbling on your account without your necessary awareness nor real consent... Please, reward better places: CRBT is awesome!!, Dupaco has been good to me, and also GreenState has treated me well... you could almost pick any place (EXCEPT Wells Fargo or US Bank!!) and it would be better... I rate them at two stars for the few good folks that still remain trying, and for the hope that they will eventually find their way back...

Josh Draper

Josh Draper

4 months ago

When calling in to ask a question they ask for your SSN, address and on top of that want you to verify 2 recent transactions on your account. I have never verify recent transactions on my account before. Who has that kind of information readily available when you are just calling to ask a question? I understand they are trying to verify the account but this level of verification for a question is ridiculous and is not customer service friendly. Especially after verifying my identity multiple other ways.

Dee Breunig

Dee Breunig

9 months ago

Today I got a chance to set up my Collin’s CU app with the help of Nesh, an associate at that credit union. Suggestions were made that could save me money in the long run and I had a great experience working with him on this!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).