NCUA Insured
Member-Owned
2 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Cedar Rapids, IA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1957
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Cedar Rapids and serves members in the IA area. Currently serving 3,267 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
5.84%Personal Loan
10.49%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).
Sioux City, IA
Waterloo, IA
West Des Moines, IA
Des Moines, IA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
64 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsPhillis Pittman
3 years ago
I am so thankful for over thirty years of being a Metco Member. The staff at Metco are ready to greet you, and their longevity with Metco feels like you are going in to see old friends. I have had many successful loan transactions with Metco and their knowledge is stellar. I feel they gave me good guidance all the way throughout. I’d like to thank Regan that recently worked with me to get a loan on a vacation home. She went above and beyond to get the answers we needed to complete the paperwork. Working with Metco staff on my loans was the best decision and I am very grateful. Phillis
David Twohey
a year ago
Metco provides friendly, personalized service for both personal & commercial financial needs. Metco Credit union has exceeded my expectations consistently over the past five 5 years with there professional staff giving me personalized services not only to me, but every customer that walks through the doors knows that Regean, Kassie, Brian, Damon, Corrissa, make it easy and convenient to do all my credit union business at one convenient location.Thank you Metco for giving me great service, with a smile each and everytime.
Ann Rayer
2 years ago
I've had accounts with Metco since the very early 80s and consider them to have the best banking services and customer service of any banks or other credit unions anywhere and I've lived all over the U.S. They're large enough to have whatever you need and yet are friendly and efficient and will take your needs seriously. Love Metco!
Kathy Fritz
2 years ago
Metco Credit Union is the BEST PLACE TO DO YOUR BANKING!! The STAFF is Amazing! We have been members for more than 36 years and have been treated with respect,kindness, compassion, and friendship every single day since becoming members. In good times and bad times METCO has always been there for us! No hidden agendas, no hidden fees, no surprises just Honest up front business and working hard to protect our hard earned money. I recommend METCO to everyone that needs or ask about where we “bank” and I tell them we don’t bank we METCO CREDIT UNION !!
Mr Buckeye
4 years ago
We are a newer member of Metco. So far, the experience has been a good one. Using the virtual deposit has been problematic at best. Unfortunately, this forces an in person visit or use of the virtual deposit through one of my other banking institutions. I would give it five stars if they would focus on their virtual banking as it is certainly how many of us prefer to bank. Because of this, I'm not confident they could support my needs if I move from the area forcing me to move my accounts.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(319) 398-5007Website
Visit WebsiteMembers
3,267
Total Assets
$56.7M
Year Opened
1957
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile