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Metco

115 8th Ave SW, Cedar Rapids, IA 52404
NCUA Insured4.8 (64 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

115 8th Ave SW

Cedar Rapids, IA 52404

Service Area

This credit union is located in Cedar Rapids and serves members in the IA area. Currently serving 3,267 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.84%

Personal Loan

10.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.8

64 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Phillis Pittman

Phillis Pittman

3 years ago

I am so thankful for over thirty years of being a Metco Member. The staff at Metco are ready to greet you, and their longevity with Metco feels like you are going in to see old friends. I have had many successful loan transactions with Metco and their knowledge is stellar. I feel they gave me good guidance all the way throughout. I’d like to thank Regan that recently worked with me to get a loan on a vacation home. She went above and beyond to get the answers we needed to complete the paperwork. Working with Metco staff on my loans was the best decision and I am very grateful. Phillis

David Twohey

David Twohey

a year ago

Metco provides friendly, personalized service for both personal & commercial financial needs. Metco Credit union has exceeded my expectations consistently over the past five 5 years with there professional staff giving me personalized services not only to me, but every customer that walks through the doors knows that Regean, Kassie, Brian, Damon, Corrissa, make it easy and convenient to do all my credit union business at one convenient location.Thank you Metco for giving me great service, with a smile each and everytime.

Ann Rayer

Ann Rayer

2 years ago

I've had accounts with Metco since the very early 80s and consider them to have the best banking services and customer service of any banks or other credit unions anywhere and I've lived all over the U.S. They're large enough to have whatever you need and yet are friendly and efficient and will take your needs seriously. Love Metco!

Kathy Fritz

Kathy Fritz

2 years ago

Metco Credit Union is the BEST PLACE TO DO YOUR BANKING!! The STAFF is Amazing! We have been members for more than 36 years and have been treated with respect,kindness, compassion, and friendship every single day since becoming members. In good times and bad times METCO has always been there for us! No hidden agendas, no hidden fees, no surprises just Honest up front business and working hard to protect our hard earned money. I recommend METCO to everyone that needs or ask about where we “bank” and I tell them we don’t bank we METCO CREDIT UNION !!

Mr Buckeye

Mr Buckeye

4 years ago

We are a newer member of Metco. So far, the experience has been a good one. Using the virtual deposit has been problematic at best. Unfortunately, this forces an in person visit or use of the virtual deposit through one of my other banking institutions. I would give it five stars if they would focus on their virtual banking as it is certainly how many of us prefer to bank. Because of this, I'm not confident they could support my needs if I move from the area forcing me to move my accounts.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).