Back to Cherokee credit unions

North Star Community

PO BOX 556, Cherokee, IA 51012
NCUA Insured4.1 (30 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 556

Cherokee, IA 51012

Service Area

This credit union is located in Cherokee and serves members in the IA area. Currently serving 12,287 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 ยท NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.93%

Used Auto Loan

7.38%

Personal Loan

14.10%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union โ€” not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Steve Mcqueen

Steve Mcqueen

4 months ago

Andrew Quandt is by far #1 in customer service and he even helped with financial request while his time off. Thank you Andrew for everything you do for our community and NSCCU members.

wendy sanderson

wendy sanderson

10 months ago

I'm over calling them and they dont think I'm smart enough to ask for an accounts person so the receptionist of teller informs me she can take care of this, she pit me on hold 3 times to get answers she didn't know. 3rd time on hold she hangs up on me. Called back and yet again on hold They had my email as Gmail, it's not Gmail. Accounts open since 1979 I am getting out of this CU ASAP. Cuz obviously I'm to stupid to know who I need to talk to!

Brit Hildahl

Brit Hildahl

a year ago

Did a loan modification on my auto loan, knock at my door stating they have to take my vehicle, spoke to collection Mgr Named Michael, horrible experience sorry I have no notes on this account, original loan on Vehicle when first purchased less the 2 yrs ago first invoice from North Star with a loan amount of $158,000. Customer service experience via email states loan office won't be in office until May. Promised no fees to pick up vehicle $1150 dollars later i said good by North Star. Just a mess even the Repo people say this is the worst bank to deal with. #Banklocal

Jesse Sabin

Jesse Sabin

2 years ago

Spoke with a rep about wanting to give the correct card number since I paid last time with a different one. When I was giving my number, she was very rude and hostile because I gave a card number and not a routing & account number. Her harsh tone was unacceptable. Just gave me a reason to refinance my vehicle somewhere else

Brandon Pedersen

Brandon Pedersen

2 years ago

North Star is a great place to bank in your local area(for me, this location was cherokee, IA). As far as living 3 hours away, as in my case, they have helped me out personally, and they have grown as a credit union, in ways that have blown my mind in the last few years. They have added a mobile deposit option to their mobile application on the playstore. They have made it very simple and easy to access your money. They always answer phone calls, they are always helpful, and as far as their policies allow, they are a great help in your own personal time of need, if any were to arise suddenly(they have helped me with this personally). If I have ever been upset with this establishment, it was only because of my own personal ignorance, but I applaud them and would recommend them to certain friends that I personally know. I hope this is helpful for any who are seeking guidance, to make the correct decisions, for your own personal life. Whatever that may look like. God bless you ๐Ÿ™๐Ÿ™๐Ÿ•Š๐Ÿ•Š๐ŸŒˆ๐ŸŒˆ

Contact Tips

Best Time to Call

Weekdays 9amโ€“4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • โ€ข Current loan rates & terms
  • โ€ข Membership eligibility requirements
  • โ€ข Minimum deposit to open an account
  • โ€ข Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).