Affinity
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1949
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Des Moines, IA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1949
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Des Moines and serves members in the IA area. Currently serving 12,674 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.45%Used Auto Loan
7.12%Personal Loan
10.53%Credit Card APR
8.19%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in IA
Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).
Sioux City, IA
Waterloo, IA
West Des Moines, IA
Des Moines, IA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(2 total)
Member Reviews
4.8
1,669 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Brian Gray
5 months ago
Ali did a great job she was very thorough with the transaction I was expecting to wait until check cleared but as usual affinity took care there customer. I recommend to all my friends to switch to Affinity CU
gene brown
3 months ago
My visit was a real good with the friendly reception And professional results. They have Great staff. Thank you. Gene brown
WILLIAM FOX
3 months ago
My Loan Representative Bleys Simmons was very professional and answered all of my questions. He made me feel at ease and helped me along the way!
Kathy Fedson
3 months ago
Was quite pleased with Ali. Very pleasant and took care of what I needed and introduced me to a new savings plan. Wonderful experience from my end. Thank you Ali.
Stacy Hecker
6 months ago
Love Affinity Credit Union! Everyone on staff are very friendly I can always count on them to answer any questions I might have. Never have had a bad experience. I recommend to anyone looking for a bank to give them a try!
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(515) 288-7225Website
Visit WebsiteMembers
12,674
Total Assets
$149.1M
Year Opened
1949
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile