NCUA Insured
Member-Owned
2 charter
Established in 1938
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Des Moines, IA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1938
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Des Moines and serves members in the IA area. Currently serving 7,010 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
6.76%Personal Loan
13.36%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).
Sioux City, IA
Waterloo, IA
West Des Moines, IA
Des Moines, IA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.7
48 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsNancy
11 months ago
I've been with this credit union for many years and been very satisfied with all their services. They are a trustworthy business.
Sarah Night
a year ago
I've been locked out of my account for weeks. The app doesn't work, the website doesn't work, or the 24-hour phone number. This isn't something I should have to take time off work for. I also have no idea where my card is that I have been waiting weeks for. I've had some good customer service; so, I'm updating my review with more stars.
Kassidy Goods
5 years ago
This place lacks basic customer service skills and courtesy and from the looks of the prior comments it is something that is a common trend for them. I will NEVER recommend this credit union and would advise everyone to look for a different credit union or bank. I for sure will be closing my accounts and going elsewhere. They also violate banking regulations and laws and practice unfair lending. Credit Unions used to be for the people however this particular credit union is greedy and does not care about their customers.
Pedro Arana
5 years ago
I have been banking with DMMCU SINCE 2013. 8 years total now and haven’t once came across on changing banks or going anywhere else. They have great friendly staff that always helps me out, very professional on their services they provide. Would highly recommend friends and family to bank with then! Thank you.
Alfredo Trejo
5 years ago
This placed used to be a goldmine. One of the last places that’s used to make you feel like they cared and wanted you there. Not so much lately. There guidelines have certainly changed. Has the feelings of a larger nationwide bank! Look elsewhere, other CU will not only beat their rates, but will welcome you in.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(515) 283-4195Website
Visit WebsiteMembers
7,010
Total Assets
$73.4M
Year Opened
1938
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile