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Premier

800 9th St, Des Moines, IA 50309
NCUA Insured4.5 (131 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

800 9th St

Des Moines, IA 50309

Service Area

This credit union is located in Des Moines and serves members in the IA area. Currently serving 16,367 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.27%

Used Auto Loan

7.35%

Personal Loan

11.58%

Credit Card APR

10.58%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.5

131 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Derek Of Rivia

Derek Of Rivia

3 months ago

I am fairly inexperienced with credit and loans. I got my first credit card here to build my average credit. I didnt know much so I accepted a 30% APR. It turns out that is an extremely predatory rate. So much so there are new laws being considered to stop banks from doing that. But I took it on the chin as a learning experience. Fast forward I apply for a new car loan (a corolla, nothing fancy) and they deny me saying they only use equifax who has me below a threshhold. Yet my experian score is 20 points higher and well above the threshhold. What an annoying and embarressing experience. I had already talked toyota about reserving the car and now ill have to go back looking like a fool. "Go to a credit union, theyre much more willing to help. Get a new car loan because they have less risk and more likely to be accepted." Yeah right. Also the app is outdated.

John Mauro

John Mauro

6 months ago

Premier Credit Union is the only place I’d ever recommend banking with. They’re personable, friendly, and truly accommodating — whether you’ve got thousands or millions, you’re treated with the same level of respect and attention. Penny is exceptional when it comes to personal loan needs. She’s reliable, efficient, and will make sure you’re taken care of with top-tier service from start to finish.

Eric Denin

Eric Denin

a month ago

Never have I had a financial institution make up resons why they're taking your money or no allowing ou to access it. I deposited my payroll check into there atm and it was accepted and showed that my whole check was in my account. I go to use my debit card and was declined when I look at my account it shows I have no money. So I call them and they proceed to tell me they ut a hold on m funds and it would be 3 days before it was released. But if was to fo a mobile deposit I wouldn't have this problem and. Then proceed to hit me with overdraft fees. When I put my check into there atm it never showed this problem. So I couldnt use the money that I deposited into the atm(which all it does is take a picture of it) and it tool the picture of it it has a hold on it but if i used my phone to do it I wouldn't have this problem. So now half my check is gone because of only over draft fees which I shouldn't have and they won't refund the money because im supposed to know if my money is in my account. I will never put another cent in this bank ever again.

Dona Camp

Dona Camp

5 months ago

I called the downtown branch today to help my Mom set up reoccurring payment because we were running into issues with the online portal. My Mom did not have her account number at hand but did provide her social security #, a text message to her phone and a recent purchase in the last 30 days. Despite all of this, it was not sufficient to verify it's her and they advised to visit the branch in person. Very dissatisfied with the customer service and we will make sure the next time we're in, to close our accounts and take our business elsewhere.

Glenna W

Glenna W

5 months ago

You people suck Don't make a cash payment with their live teller and ask for it to be applied to your credit card. Itssssssssss never 24 hours! Fred is generally knowledgeable but is wrong in this instance!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).