Community Choice

6163 NW 86TH ST, Johnston, IA 50131

NCUA Insured3.3 (69 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Johnston, IA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

6163 NW 86TH ST

Johnston, IA 50131

Google Maps 🗺Waze

(515) 334-8100

Service Area

This credit union is located in Johnston and serves members in the IA area. Currently serving 53,548 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.22%

Used Auto Loan

6.07%

Personal Loan

12.54%

Credit Card APR

17.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Telco Triad Community— New Auto Loan

Sioux City, IA

1.99%

Waterloo Firemen'S— Used Auto Loan

Waterloo, IA

2.75%

Financial Plus— Personal Loan

West Des Moines, IA

7.91%

Affinity— Credit Card APR

Des Moines, IA

8.19%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

3.3

69 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tracey Leech

4 months ago

Thank you to CCCU in Johnston! Steven is fantastic to work with, prompt, courteous and knowledgable. I highly recommend the services they offer. You won’t be disappointed with staff, professionalism, cleanliness and all the available services.

Kimberly Archie

5 months ago

I just want to say...........if you are looking for someone who is patient, kind, knowledgeable, and all the above, just ask for Steven in the Johnston area office!!! He is The Best loan officer ever when it comes to costumer satisfaction. Once again Steven: Thank You for making my loan processing being held with ease, but yet quality service....I appreciate you : )

Laura Miller

5 months ago

The 5 star rating is because of Steven at the Johnston location. He is very knowledgable and his desire to help is 2nd to none. He was vary patient and kind making my expereince worth a 5 star rating!!! Thank you Steven!!

Kennedie Brown

9 months ago

First time using a bank for a car loan - we’ve been banking with CCCU for about 9 years and found they had the best auto loan rates at the time. Applied online, received a call within 30 minutes and started with the paperwork. Our loan officer, Steven, was prompt and professional. We had to wait for our vehicle to arrive at the dealership and he checked in multiple times, let us know when he would be out and when he would return. Our vehicle came in on a Saturday, sent the purchase agreement that same day and received an email from Steve by 8:30 am Monday morning! Check was in our hands around 11 am. Easiest loan experience for us to date! Would use Community Choice again and are still happy customers!

Tracy Miller

8 months ago

I’ve been a member for over twenty years. Lately the overall service here sucks. I have recurring transfers scheduled every month that aren’t going through, a $10 fee for the transfer that didn’t happen and zero explanation as to why. Only condescending women on the phone. I think it’s time I go to Veridian Credit Union instead.