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Back to Mount Pleasant credit unions

5 Star Community

P.O. BOX 28, Mount Pleasant, IA 52641
NCUA Insured4.3 (22 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 28

Mount Pleasant, IA 52641

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(319) 385-4914

Service Area

This credit union is located in Mount Pleasant and serves members in the IA area. Currently serving 6,663 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

6.00%

Personal Loan

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Telco Triad Community— New Auto Loan

Sioux City, IA

1.99%
Waterloo Firemen'S— Used Auto Loan

Waterloo, IA

2.75%
Financial Plus— Personal Loan

West Des Moines, IA

7.91%
Affinity— Credit Card APR

Des Moines, IA

8.19%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.3

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Brian Anderson

Brian Anderson

2 years ago

Friendly people. I was there today to check a balance on my account. It was a bit confusing another person that was involved in the conversation we got involved made it even more confusing to understand. A way that I've been paying my account for years I was no longer available. I was told that it was incorrect giving information that made me feel but I wasn't sure what the correct way. Do believe that the girl that got involved should probably have not gotten involved because I only went to check the balance. I have no idea now until I actually talked to the branch manager who I'm sure can either explain to me if I've been doing it correctly or if I have been doing it incorrectly and then tell me exactly what I can do. It was a little frustrating today because I couldn't grasp what they were saying. In either case I left more confused then when I went in. I did not enjoy my visit

Sully

Sully

4 years ago

It used to be a fair and easy credit union to bank with, especially for various loans (may have changed). But trying to get loans afterwards or hit a small rough patch, they act as if you're robbing them of their personal money or wasting their time and come after you like a shark. It is almost safer for your health mentally to bank with another financial institution.

J A

J A

6 years ago

My wife went in there to get some details about a 1st time home buyer loan. Lady in the front was very rude to her. Didn’t want to answer any question. She Asked to talk to Eric, and Eric said he didn’t have time for her either. Needless to say, she went across town and we now have a 1st Time Home Loan with the other credit union in town. Very disappointing.

Aaron Payne

Aaron Payne

7 years ago

Exceptionally friendly staff that are interested in you as a person not just another customer. The loan process is simple and clearly explained so you don't get surprises in billing.

Heather Leichty

Heather Leichty

10 years ago

We enjoy the friendly staff and small town values of the 5 Star Community Credit Union. They are great to work with for business and personal accounts.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).