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Greenstate

PO Box 800, North Liberty, IA 52317
NCUA Insured3.6 (50 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 800

North Liberty, IA 52317

Service Area

This credit union is located in North Liberty and serves members in the IA area. Currently serving 402,073 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.66%

Used Auto Loan

7.36%

Personal Loan

12.15%

Credit Card APR

11.91%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(34 total)

Member Reviews

3.6

50 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Henry L

Henry L

4 months ago

I have had a great experience with this credit union until today. When I go into make a deposit and I have to ask them is it the right account they put my money in and the teller proceeds to give me attitude about it and then I get home and find that they messed up both my depositing transactions and put them in the wrong account.

Austin Miller

Austin Miller

2 years ago

Without a doubt the worst banking experience I have ever had. I have been a loyal customer for years but after today I will be closing all accounts. The lack of attention and understanding of the staff shows me the standard this branch holds its employees has plummeted. I tried depositing a check and the young lady working tried insisting it was fraudulent. After a brief back and forth she goes to fetch who I can only assume is her supervisor. I am then told they will not be able to accept my check and must confiscate it due to suspected fraud. It took a call to the issuer and a fax to finally get it deposited. I will NOT be treated like a Criminal at my own banking establishment. The upper management of this branch should be absolutely ashamed that this pitiful standard of service expected from this location. Rest assured this is not over.

Joseph Muscanere

Joseph Muscanere

a year ago

I won’t go into all the mental fatigue, all of the failures over 2 years with this institution. The final straw was losing my title and not caring one bit. Fees and a days pay lost at the DMV. Don’t just run away, run, run, run very fast and far away from this business. Although friendly on the phone correcting many mistakes, don’t do it. You will regret the day you ever heard of this place.

Adam K

Adam K

3 years ago

Do not bank here. In one years time I've been subject to fees, errors and hits on my credit. I set up automatic payments. It didn't work for whatever reason on their side and when I went in to confront them, THEY determined it was THEIR ERROR. Guess who still has a late payments on his credit report. In addition to that they struggle with record keeping. I have physically gone in to provide insurance documents (cards and declaration) with zero lapse in coverage, yet due to error (can't prove it was theirs but I'm thinking it likely was, my insurance agent claimed they frequently have issues with Greenstate) I was charged their insurance. Since I went in last to contest this they have conceded to refund just over half of that 3k addition to my loan. Why not the entire amount when proof has been provided? Good damn question. So, recap... extra fees, taxes and a nice little ding to my excellent credit rating almost entirely this organizations fault yet they hide behind bureaucracy to drag things out as long as possible to ultimately tax me with interests and fees. I have reported these issues to the BBB and look forward to clearing it up. Once that's done I'll be taking my business elsewhere and hopefully you read this and think to do the same. In My entire adult life I haven't had 1% of these issues with any other bank or credit union.

Joelio

Joelio

4 years ago

New to the area. Walked in 10 mins to closing. I was having issues with moving and current banks. The team at this location is excellent and professional. They helped me figure out my issues and got me in touch with Bailey. She got me completely setup and taken care of and she didnt care about leaving late if it meant helping me out. I highly recommend doing business here and when push come to shove they step up for their clients. Thanks again!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).