NCUA Insured
Member-Owned
2 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Sioux City, IA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Sioux City and serves members in the IA area. Currently serving 3,709 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.33%Used Auto Loan
6.74%Personal Loan
9.21%Credit Card APR
11.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).
Sioux City, IA
Waterloo, IA
West Des Moines, IA
Des Moines, IA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
15 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJustin King
3 months ago
I sell cars for a dealership located in Salt Lake City, Utah. I wanted to express my appreciation for Michele Butler, a loan officer for Sioux Valley Credit Union, and the professional manner in which she conducts her business. Michele processed a loan on a truck being purchased by a mutual customer, and a good 1000 miles away. When I called on her to assist me in gathering information that I needed on my end, she was extremely accommodating, making my job much easier as a result. Something I appreciated very much. Michele, if you see this review I certainly hope it reaches the powers to be. You and the services you provide at Sioux Valley Credit Union are invaluable. Again, thank you for being so helpful and please know that the world would be a better place with a few more Michele Butler's out there. Sincerely, Justin
Braden Hall
9 months ago
SVCCU is the greatest credit union in Siouxland! I’ve banked with them since I moved to the Midwest 10+ years ago, and I have stayed with them, even after moving away from Siouxland over 2 years ago. Amie Reynolds, at the downtown branch, always goes above and beyond, and is the best bank manager around. You will not find as elite of services and that family feel at a national bank. Choose SVCCU!
Indigenous Conscience
11 months ago
I’m a SIOUX Tribal member and they told me I would no longer be able to use my tribal ID from the Rosebud SIOUX tribe! WTH? A Sioux can’t go to Sioux Vally Credit union!!! Asked her to provide me the policy but she was unable to smh Go ReMatriate your self if you can’t be down with the locals from the SiouxLand area!!!
Tyrus Cobb
6 years ago
Most in convenient place to bank. No atms of their own, no night deposit unless you bring your own envelope, the app is terrible, you can only withdraw $1,000 daily. Any more has to be a check that you must take to ANOTHER bank just cash. Easy to get a loan, everthing else is a joke. Oh and if you need to transfer money from one account to the other you better do it during business hours cause the app doesn't allow it. It has to option but I never goes through. Friendly staff and always feel very welcomed but the bank itself needs a lot of mordern updates.
Pablo Jorge
4 years ago
I was greatly helped by the staff recently on a share branch deposit and a complicated cash request involving another bank nearby. The staff went out of their way to resolve my situation, even though I live out of town. Thank you!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(712) 277-1440Website
Visit WebsiteMembers
3,709
Total Assets
$41.7M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile