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Midland

2891 106TH ST, Urbandale, IA 50322
NCUA Insured4.4 (81 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2891 106TH ST

Urbandale, IA 50322

Service Area

This credit union is located in Urbandale and serves members in the IA area. Currently serving 6,588 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.86%

Used Auto Loan

7.38%

Personal Loan

11.39%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.4

81 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Alexa Nicholson

Alexa Nicholson

4 months ago

Midland CU is hands down the best bank you can go with ! Amazing customer service & easy to navigate banking app! Though what I’m here to rave about is loan officer BEN PROFFITT. He has consistently gone above and beyond for me. From helping me purchase my first vehicle on my own (with so much patience and great advice) to guiding me through building my credit and applying for credit card loans, Ben has been incredible every step of the way. He is knowledgeable, trustworthy, and truly cares about his clients’ success. Ben Proffitt is hands down the loan officer to go to!

Craig & Mary Kay Duede

Craig & Mary Kay Duede

4 months ago

I have been with this credit union now for 50 years and have gone through every single change and growth with them. Living in Georgia now for the last 25 years, i continue to call Midland Credit Union my home banking. Ben Proffitt just solidified that when he helped us purchase our vehicle. Thank you Ben and Midland!

Mandy Gard

Mandy Gard

2 months ago

I’ve banked with Midland credit union for over 30 years and have always received great service. We especially love the ease of securing auto loans through Midland and love working with Baylie. She is so helpful and very responsive and makes the experience a great one!

Carly Anderson

Carly Anderson

7 months ago

We recently worked with Baylie, Audrey, and Hayley on our home equity loan, and we’re so appreciative of their help throughout the process. They communicated clearly, worked well together, and made sure everything came together just as we needed. Great team, great service, great care.

vicki hannan

vicki hannan

8 months ago

Not thrilled with remote deposit rules, but Caitlyn was amazing at helping me figure out another solution. She went the extra mile, was super pleasant and helpful! Way to go Caitlyn, keep crushing it! 10 star review, give her a raise and a bonus and all the medals! :)

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).