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Veridian

PO Box 6000, Waterloo, IA 50704
NCUA Insured4.8 (133 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 6000

Waterloo, IA 50704

Service Area

This credit union is located in Waterloo and serves members in the IA area. Currently serving 367,737 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.39%

Used Auto Loan

5.64%

Personal Loan

19.00%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(32 total)

Member Reviews

4.8

133 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
shirley haughton

shirley haughton

4 months ago

I just had to stop and do a clap back to the young man at the teller window that helped me ( Tay Laws) He went above and beyond what was required . I stopped in the Park Towers branch about 4:30 pm. I needed some statements printed ( and some minor edits had to be made, and then he also made copies of them too. What was so unique about our exchange is that he was very professional, polite and patient. He stood out! That kind of customer service should be recognized.

JoDee Schmit

JoDee Schmit

4 months ago

Jon helped facilitate a call today with financial at the main branch.Jon went above and beyond to help me with my banking matters. As we visited we found we had many hometown connections making me proud and thankful that Veridian is MY financial institution. Veridian never disappoints…Jon, today you were one of the reasons why!

al bagg

al bagg

6 months ago

i had an amazing experience here thanks to caden! he helped me get a car loan and a credit card and made the whole process easy to understand. he was patient, knowledgeable, and super nice. if you need help with anything, definitely ask for caden!

Debra Robeson

Debra Robeson

5 months ago

Tayler was kind & very helpful. She was patient while explaining different options to me, which I appreciated the education. She executed the work seamlessly in good time.

Spicy Ramen

Spicy Ramen

7 months ago

Damn! Syler Dams is THAT guy mane. He saved me from a burning building AND stopped a store robbery. Give that man a raise, EXPEDITIOUSLY! (All jokes aside. He truly is a great employee. Helped me with credit card information and setting mine up! Great guy and gave me all the needed information! Thanks Syler!)

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).