NCUA Insured
Member-Owned
2 charter
Established in 1934
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Waterloo, IA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1934
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Waterloo and serves members in the IA area. Currently serving 367,737 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.39%Used Auto Loan
5.64%Personal Loan
19.00%Credit Card APR
18.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).
Sioux City, IA
Waterloo, IA
West Des Moines, IA
Des Moines, IA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
133 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Mapsshirley haughton
4 months ago
I just had to stop and do a clap back to the young man at the teller window that helped me ( Tay Laws) He went above and beyond what was required . I stopped in the Park Towers branch about 4:30 pm. I needed some statements printed ( and some minor edits had to be made, and then he also made copies of them too. What was so unique about our exchange is that he was very professional, polite and patient. He stood out! That kind of customer service should be recognized.
JoDee Schmit
4 months ago
Jon helped facilitate a call today with financial at the main branch.Jon went above and beyond to help me with my banking matters. As we visited we found we had many hometown connections making me proud and thankful that Veridian is MY financial institution. Veridian never disappoints…Jon, today you were one of the reasons why!
al bagg
6 months ago
i had an amazing experience here thanks to caden! he helped me get a car loan and a credit card and made the whole process easy to understand. he was patient, knowledgeable, and super nice. if you need help with anything, definitely ask for caden!
Debra Robeson
5 months ago
Tayler was kind & very helpful. She was patient while explaining different options to me, which I appreciated the education. She executed the work seamlessly in good time.
Spicy Ramen
7 months ago
Damn! Syler Dams is THAT guy mane. He saved me from a burning building AND stopped a store robbery. Give that man a raise, EXPEDITIOUSLY! (All jokes aside. He truly is a great employee. Helped me with credit card information and setting mine up! Great guy and gave me all the needed information! Thanks Syler!)
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(319) 236-5600Website
Visit WebsiteMembers
367,737
Total Assets
$8.6B
Year Opened
1934
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile