Financial Plus

1831 25th St, West Des Moines, IA 50266

NCUA Insured4.4 (112 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1929

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around West Des Moines, IA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1929

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1831 25th St

West Des Moines, IA 50266

Google Maps 🗺Waze

(515) 224-1222

Service Area

This credit union is located in West Des Moines and serves members in the IA area. Currently serving 11,712 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.75%

Used Auto Loan

5.53%

Personal Loan

7.91%

Credit Card APR

12.87%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).

Telco Triad Community— New Auto Loan

Sioux City, IA

1.99%

Waterloo Firemen'S— Used Auto Loan

Waterloo, IA

2.75%

Financial Plus— Personal LoanThis CU

West Des Moines, IA

7.91%

Affinity— Credit Card APR

Des Moines, IA

8.19%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.4

112 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

GORGE Hernandez

9 months ago

This credit union is preaching about trying to help people save money but then whenever they see a opportunity to fee you or penalize you for no fault of your own they take advantage , they handled my situation very poorly after being a member here many years I’m taking my business elsewhere, do not go here unless you want to be side swiped with fees I’m out 1k thanks to them, there communication is horrible nor do they care what you have to say! Very disappointing

Connie Tollenaar McDonald

3 months ago

Must be good, I've been a member for over 40 yrs. Love my CU.

Karen Perkins

4 years ago

The refinance process with Financial Plus Credit Union was very easy and it was a pleasure working with all the staff. We received an Amazon gift card during their special promotion. We used the gift card for our daughter's dance recital tutu. We had enough money to surprise our other two daughters with matching ones. Every time they wear them, we think about the great service we received.

Ricky Lopez

10 months ago

Applied for a loan via telephone and was told I’d get a call back within a few minutes, hours later I call them and they have no recollection of me applying for the loan and tell me to just apply online. Just unprofessional. Horrible way to start a first impression of a company