NCUA Insured
Member-Owned
2 charter
Established in 1925
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around West Des Moines, IA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1925
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in West Des Moines and serves members in the IA area. Currently serving 6,939 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.83%Used Auto Loan
7.37%Personal Loan
12.22%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in IA (NCUA Q4 2025).
Sioux City, IA
Waterloo, IA
West Des Moines, IA
Des Moines, IA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
289 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCurtis Dantzler
3 months ago
I have been with First Class for years. I don't often go to the West Des Moines location but decided to stop today. The beautiful window teller, Ms. Sarah Brown assisted me, very sweet and kind. It's always nice to feel comfortable with your banking institution. If you ever feel like your institution isn't respecting your membership, come on over! Ask for Sarah. She's good. She will get you straight.
Gil Petersen
3 months ago
Sarah Brown was professional and competent. She handled my banking needs promptly and courteously. When finished she asked if there was anything else today, when I said not today, she said thank you and wished me a good day. Very nice!
Aaron thompson
4 months ago
Kudos to Tiara for addressing a complex issue for my mother today! Tiara is an example of great customer care. I appreciate her taking the time to sit and listen to us. She was friendly, professional, and clearly cared. Everyone who worked there is clearly a reflection of her and her professional attitude. I would definitely recommend Tiara, her interpersonal skills, customer relations, are wonderful. Very satisfied and impressed by her. Thank you!
Randi Perez
3 months ago
Sarah Brown was exemplary in her contact with me. Asked for my birthday but I did not think she wanted to send me a present so I asked if she wanted my password instead. She readily agreed so saved her some money. Lol. Great conversation.
Sylvan Myers
3 months ago
I got excellent, fast service abroad (via phone call and email) with Call Center Specialist Mischelle Fisher to set up an external wire transfer to my foreign banking account. I wish there was a way to perform these transfers through the online portal even through a third party, but I nonetheless appreciate First Class' commitment to account security.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(515) 224-4300Website
Visit WebsiteMembers
6,939
Total Assets
$93.3M
Year Opened
1925
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile