Midwest Regional

PO BOX 12217, Kansas City, KS 66112

NCUA Insured3.3 (28 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Kansas City, KS may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 12217

Kansas City, KS 66112

Google Maps 🗺Waze

(913) 334-4200

Service Area

This credit union is located in Kansas City and serves members in the KS area. Currently serving 7,451 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

5.99%

Personal Loan

12.50%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KS

Lowest rates currently reported by credit unions in KS (NCUA Q4 2025).

Reliance— New Auto Loan

Kansas City, KS

3.25%

Communityamerica— Used Auto Loan

Lenexa, KS

3.74%

Sm— Personal Loan

Mission, KS

2.68%

Sunflower Community— Credit Card APR

Marysville, KS

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.3

28 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jesse Winemiller

7 months ago

Have had an auto loan with them for 3 years. There is one very nice lady that is helpful when calling. Everyone else is very rude when calling asking questions about my loan. Plan on refinancing with a different company.

Chad Kelly

6 months ago

About the worst customer service one can have. Bobbi Ko - manager was about as rude as I’ve dealt with. I would stay clear of this credit union as there are so many other options for you to consider.

Brenette Gardner

a year ago

Tellers scold me instead of correcting me kindly in the drive'- through. They are usually very unfriendly with no smiles, even if you are a long time customer, probably 30 years(They don't listen to your explanation for making what they consider a mistake.) On a positive note, I feel my money is safe with mrcu. Phone calls to the credit union .are usually handled pleasantly.

Abigail Khamphilay

a year ago

Vanessa has been instrumental in helping me deal with my recently deceased mother’s accounts. I was frantic and overwhelmed and Vanessa went above and beyond helping me take care of everything, making it as easy as possible. She is fantastic and if I’m ever in the market for opening up another account, I will absolutely go to her

Richelle Nazaroff

6 years ago

This has got to be the most incompetent bank ever. Just to get a new card because they said some fraudulent charges were on my card, It has been 11 days and I still haven't received my passcode. Bank of America will give you a temporary card the same day! DO NOT USE THESE PEOPLE! rude at the drive thru, never smile at you, always act like you are bothering them. and with MY MONEY! THE WORST!!