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Communityamerica

P.O. Box 15950, Lenexa, KS 66285
NCUA Insured3.5 (100 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 15950

Lenexa, KS 66285

Service Area

This credit union is located in Lenexa and serves members in the KS area. Currently serving 368,055 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Loan Rates

Rates sourced from NCUA call report data (Q1 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.74%

Used Auto Loan

3.74%

Personal Loan

15.49%

Credit Card APR

18.50%

Important: Rates are sourced from NCUA call report filings (Q1 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KS

Lowest rates currently reported by credit unions in KS (NCUA Q1 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations

Branch information not available for this credit union.

Member Reviews

3.5

100 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Brittney Orellano

Brittney Orellano

4 months ago

Have yet to call and have a positive customer service experience. The support staff are unfriendly and unhelpful. On today's call I asked to be transferred to another team member (due to her continuing to interrupt me & her system being "frozen" thus unable to help me). I was told she cannot transfer, that I'd have to call back and go through all the verification questions again. Moments before that, due to a language barrier, she misunderstood the reason for my call and interrupted me to say she'd be transferring me to another department- inferring transfers are a possibility.

Ron Williams

Ron Williams

10 months ago

CA Purchased my car loan from a local bank. Otherwise I would have never dealt with them. They sent me a letter saying I owed $55. I called and spoke to the most inept agent EVER named Tara. After being on the phone for 18 minutes.I asked for a supervisor. Tara was completely useless! Then Tara tried to argue with me that I was only on hold for 11 minutes and I explained I've only been talking to you for 11 minutes.I was on hold the first time for 7 minutes! So she puts me on hold again and approximately forty eight minutes later a lady named Layna solved my problem in a few seconds and was incredibly friendly and professional. Then she calls me back and tells me that I need to sign a docusign. I did receive the docusign. And it was asking. ME for a passcode..... It was obviously entered incorrectly. I responded via email and a phone call. I still haven't received my Docusign. Avoid this place like the plague!!!!!

Precious Marshall

Precious Marshall

a year ago

I'd like to start by saying I truly love CACU and boast about its perks to others. However, CACU has failed me twice regarding the referral bonus. The first time, I had to do the legwork, but they eventually credited my account. The second time, I referred my daughter, but their system glitched, and things didn't register properly. I spent a significant amount of time speaking with various reps (about 10) over the phone and online. Each time, I received excuses, but was assured the bonus would be manually applied, to no avail. Today, I called to inquire and was told the account doesn't qualify, which I'd never heard before. You can imagine my frustration. CACU, please do better. I've been with you for too long.

Patrick York

Patrick York

2 years ago

Nice people, good organization. Their joint accounts are especially great if you are a control freak and/or in a relationship where you don't trust the other person at all. There is no way to allow the other person on my joint account full access: every time they more than check the balance *I* get a call for an authorization code. Not them. No way to change that. I left the country for a week. That caused some biiiiig problems, when there was literally no way for them to get to their money outside of the debit card. Fun side fact: as the primary account holder you can restrict the activity on the debit card tied to the account and they can't do *anything* about it. So yea, this is a great place to open a joint account with the one you trust least, as long as you're the primary.

Stephanie Smith

Stephanie Smith

3 months ago

They bought out my old credit union. Electro Savings

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).