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Ashland

P O BOX 391, Ashland, KY 41105
NCUA Insured4.2 (82 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1942

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O BOX 391

Ashland, KY 41105

Service Area

This credit union is located in Ashland and serves members in the KY area. Currently serving 46,137 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.49%

Used Auto Loan

7.24%

Personal Loan

12.69%

Credit Card APR

13.24%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.2

82 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Steve Dolin

Steve Dolin

4 months ago

Wonderful place to do business. Good people. I have not had a bad experience at ACU

Shawncwv86

Shawncwv86

9 months ago

I was a former client who recently closed out my account with them. They sent me a form to fill out and mail back to close out the account which I did, and should have been resolved the following week yet my next two pay checks were still having deductions taken out, even though my app with them and one of their receptionists told me it was closed out. They then sent me a form to fill out through my email which I did. I was sent two separate checks to be compensated for the deductions that were taken out, I tried cashing them at numerous places but they were both bad and unreadable, I then called them again to address this situation and have the checks cancelled and to send me a new one which they said they would, well it's been two weeks and no check in sight I know it only takes the mail three to five businesses days to reach me and they're only a three hour drive away so what gives? They're great to work with until you're not a client anymore apparently. I'm assuming Chrysler owns them because they both operate the same.

Shelley Taylor

Shelley Taylor

a year ago

Nothing but great things to say about Ashland Credit Union. From my first phone call with questions regarding a HELOC loan to setting up membership/accounts, it has been an extremely east and friendly process. Jo Speaks and Alexia have been awesome guiding me through paperwork and answering questions. So nice to be able to talk to local people who care about your experience. Highly recommend!

Maximo

Maximo

a year ago

Go. To ashland credit union and speak to Emily😀 And you will feel welcome and taking very good care of She's a good employee.

Dawn Jones

Dawn Jones

2 years ago

Great customer service Heather was awesome to work with very knowledgeable of all my questions very friendly made me very comfortable made me feel like family. I would always ask for her if I need heip I live in Utah so it's usually on the phone all I can say is this credit union is 😍 amazing.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).