NCUA Insured
Member-Owned
2 charter
Established in 1942
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Ashland, KY may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1942
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Ashland and serves members in the KY area. Currently serving 46,137 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.49%Used Auto Loan
7.24%Personal Loan
12.69%Credit Card APR
13.24%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).
Lexington, KY
Lexington, KY
Bowling Green, KY
Lexington, KY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
82 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSteve Dolin
4 months ago
Wonderful place to do business. Good people. I have not had a bad experience at ACU
Shawncwv86
9 months ago
I was a former client who recently closed out my account with them. They sent me a form to fill out and mail back to close out the account which I did, and should have been resolved the following week yet my next two pay checks were still having deductions taken out, even though my app with them and one of their receptionists told me it was closed out. They then sent me a form to fill out through my email which I did. I was sent two separate checks to be compensated for the deductions that were taken out, I tried cashing them at numerous places but they were both bad and unreadable, I then called them again to address this situation and have the checks cancelled and to send me a new one which they said they would, well it's been two weeks and no check in sight I know it only takes the mail three to five businesses days to reach me and they're only a three hour drive away so what gives? They're great to work with until you're not a client anymore apparently. I'm assuming Chrysler owns them because they both operate the same.
Shelley Taylor
a year ago
Nothing but great things to say about Ashland Credit Union. From my first phone call with questions regarding a HELOC loan to setting up membership/accounts, it has been an extremely east and friendly process. Jo Speaks and Alexia have been awesome guiding me through paperwork and answering questions. So nice to be able to talk to local people who care about your experience. Highly recommend!
Maximo
a year ago
Go. To ashland credit union and speak to Emily😀 And you will feel welcome and taking very good care of She's a good employee.
Dawn Jones
2 years ago
Great customer service Heather was awesome to work with very knowledgeable of all my questions very friendly made me very comfortable made me feel like family. I would always ask for her if I need heip I live in Utah so it's usually on the phone all I can say is this credit union is 😍 amazing.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(606) 329-5489Website
Visit WebsiteMembers
46,137
Total Assets
$408.9M
Year Opened
1942
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile