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145 RUSSELL RD, Ashland, KY 41101
NCUA Insured4.6 (68 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

145 RUSSELL RD

Ashland, KY 41101

Service Area

This credit union is located in Ashland and serves members in the KY area. Currently serving 23,228 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.74%

Used Auto Loan

6.74%

Personal Loan

13.49%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KY

Lowest rates currently reported by credit unions in KY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.6

68 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Appalachian Wanderer

Appalachian Wanderer

10 months ago

I was met not with indifference but with genuine kindness and attentiveness. In particular, Jozi’s customer service stood out. Jozi exemplifies what every financial institution should strive for in its front-line staff: she is courteous, patient, knowledgeable, and sincerely committed to helping others. In a world often caught up in automation and rushed exchanges, it’s refreshing to deal with someone who still believes in treating people with dignity and respect. Give this woman a raise, or at least a hearty thank you.

Nobody Knows

Nobody Knows

7 months ago

Horrible customer service, and unreal over draft charges for their own mistakes. Run from this bank. They refuse to help you. They will not help you with any issues. Their loan options are also awful. Try a credit union in Huntington or really any regular bank would try harder for you.

Denver Wells

Denver Wells

6 years ago

A great Credit Union with fantastic employees! I have been a member for many years and recommend it to anyone. The employees are always helpful and the credit union provides great services! Special shout out to Rebekah Tolliver, a great representative of a wonderful organization. She has helped me several times with loans and anything else I have asked of her!

C.T. Black

C.T. Black

6 years ago

The credit union is more than just building credit. It is where I can go to be treated like a person by people like me. Love MCCU and their staff!

kyle kersey

kyle kersey

6 years ago

This has been my “bank” (Credit union) for nearly ten years now. They do their absolute best to help members achieve goals in purchasing, be it for a home, auto, or otherwise. Friendly staff makes you feel at home and comfortable when visiting. My loan officer was hat I deal directly with is Rebekah. She is phenomenal in what she does! Come let them get your business, you’ll be glad you did!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).